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150 N Madison St , Oswego, IL 60543
$625,000
Est. Payment: $3,410.88/mo
4 Bed
4 Bath
3385 Sqft
1.87 Acres
Status: new | Days on site: 3
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23196 - 233155,221629
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House Description

Tired of boring subdivision architecture? Looking for a little space between the neighbors but still enjoy the conveniences of being in-town? Want a floorplan that works great when hosting a crew but still has cozy components for the quieter life moments? Here is your UNICORN! It's rare to come across a home with this much character AND a magnificent 1.87 acre lot just one block to downtown Oswego, including a buildable lot! This mid-century modern home is surrounded by a wealth of trees plus it has a fenced in area with a firepit conveniently off of the deck. The main level is vast and the open floorplan is great for entertainment, including a recently remodeled eat-in Kitchen with a breakfast bar & table space, a sun drenched Four-season Room that maximizes the views, a spacious Living Room with one of two fireplaces, and a Den full of character that could easily be a 5th Bedroom. On the upper level there are 3 large Bedrooms set apart from the Master Sanctuary that includes a private balcony, two walk-in closets, and a beautifully tiled Bathroom. Additionally, the expansive finished lower level can be accessed from the Kitchen as well as the Garage, which ties into the 500 square foot workshop. Inside the second fenced portion of the yard is an 8' deep, 16x36 in-ground pool with newer mechanicals including a pump that was just installed in September 2026. This suburban oasis has the privacy you are looking for yet it is only blocks away from several parks and the Fox River trail. Please note there are two PINS with the Village of Oswego confirming that the front lot is buildable by connecting to city water and public sewer. New items include gutters, gutter guards & downspouts ('26), refrigerator ('26), hot water heater ('25), radon mitigation system ('23), high efficiency furnace & air conditioner ('22), pool heater & refurbished pool pump ('22), roof and siding ('19), the list goes on!

Highlights

Listed by Cindy Heckelsberg , 630-253-2997 and Lara Heckelsberg Gawrych , (630) 253-2995 Coldwell Banker Real Estate Group , 630-896-3100. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
1.87

Year Built

1960

County

Kendall

Area

Oswego

School District

308

Listing ID

12787841

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Double Oven, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s), Range Hood, Water Softener Owned, Gas Cooktop, Humidifier, Water-Softener Owned,CO Detectors,Ceiling Fan(s),Generator
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Log,Gas Starter
Floor:Hardwood
Below Ground Sq Ft:1270
Basement:Finished,Full
Other:
  • ▪ Additional:Walk-In Closet(s), Historic/Period Mlwk, Workshop, Quartz Counters
Water:Well

Exterior Features

Lot:Wooded,Mature Trees
Lot Dimensions:145x478x196x482
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Balcony, Fire Pit
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Tandem,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,411
Taxes
$1,283

Home Price

$625,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,410.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,410.88 $1,283.05 $0.00 $4,693.93
Yearly $40,930.58 $15,396.64 $0.00 $56,327.22
Total $1,227,917.30 $461,899.20 $0.00 $1,689,816.50
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Oswego, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T14:56:06.000Z

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