Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

437 Raintree Dr , Oswego, IL 60543
$540,000
Est. Payment: $2,947.00/mo
4 Bed
3 Bath
2460 Sqft
0.24 Acres
Status: contingent | Days on site: 53
Get Pre-Qualified
72505 - 701986,268143
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Buyer financing fell through, great opportunity for you! Move-in ready and beautifully updated 4-bedroom home situated on a fully fenced lot overlooking a peaceful farm field. This spacious home offers a wonderful floor plan with a finished basement and oversized 3-car garage. The updated kitchen features granite countertops, farmhouse sink, newer stainless-steel appliances, abundant 42-inch cabinetry and generous prep space, opening to a bright south-facing sunroom. The main level also offers a family room, living room, dining room and convenient mudroom. Gray-washed hardwood floors, updated lighting and an electric fireplace add warmth and style. Upstairs are 4 spacious bedrooms, including the luxurious owner's suite with walk-in closet and private bath featuring a Jacuzzi tub, separate shower and dual vanity. The finished basement includes a separate room with built-in closet, ideal for a 5th bedroom, office or flex space, plus a large crawl space for storage. Enjoy exceptional outdoor living with a newly built multi-level deck, concrete patio, heated above-ground pool and fully fenced yard with peaceful views. Recent updates include roof (2019), windows (2013), central A/C (2015) and 2-speed high-efficiency furnace (2016). Conveniently located near schools, shopping, dining, parks and all that Oswego has to offer. Don't miss this exceptional home!

Highlights

Listed by Ellen Williams , 815-483-5788 Coldwell Banker Real Estate Group , 815-436-2232. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

22 Monthly

Year Built

2001

County

Kendall

Area

Oswego

Neighborhood

Ogden Falls

School District

308

Listing ID

12726943

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier, Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Electric
Floor:Hardwood,Carpet
Below Ground Sq Ft:1000
Basement:Finished,Crawl Space,Partial
Other:
  • ▪ Additional:Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Pantry
Water:Public

Exterior Features

Lot Dimensions:80X131
Garage Capacity:6
Roof:Asphalt
Others:
  • ▪ Additional:Lighting
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Owned,Garage
Principal Interest
$2,947
Taxes
$868
HOA
$22

Home Price

$540,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,947.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,947.00 $867.50 $22.00 $3,836.50
Yearly $35,364.02 $10,410.00 $264.00 $46,038.02
Total $1,060,920.55 $312,300.00 $7,920.00 $1,381,140.55
Lender profile image
Master Chief
Lender
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Oswego, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

IDX service by Blueroof 360

Data last updated: 2026-10-27T06:57:04.000Z

© 2026 Midwest Real Estate Data

MLS Logo - Midwest Real Estate Data