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472 Arboretum Way , Oswego, IL 60543
$625,000
Est. Payment: $3,353.42/mo
4 Bed
4 Bath
4325 Sqft
0.29 Acres
Status: active | Days on site: 50
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28621 - 229434,273520
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House Description

Move-in ready and built for a growing or multi-generational family, this meticulously maintained brick-front home sits within walking distance of the elementary school, parks, and splashpad, and just minutes from premier shopping and dining. Big-ticket peace of mind is already handled with a newer roof, updated furnace and AC, and premium Andersen wood windows, so the next owner can simply move in and enjoy. Inside, the gourmet kitchen is designed to impress with a massive center island featuring breakfast-bar seating and a cooktop, stainless steel appliances, a striking backsplash, and a convenient planning desk. It opens to a light-filled family room with vaulted ceilings, a skylight, and a brick fireplace as the focal point. A separate formal dining room sets the stage for entertaining, while a private main-level office offers flexibility for today's work-from-home lifestyle. Upstairs, four generously sized bedrooms include a primary suite with a walk-in closet and spa-inspired bath featuring a dual vanity, soaking tub, and separate shower. A versatile second-floor loft makes a perfect media room, playroom, or lounge. The finished daylight basement is ideal for multi-generational living or a private in-law suite. Filled with natural light, it offers a large rec room, two flex rooms that easily serve as bedrooms, a full bathroom, and an upscale wet bar with quartz counters that is already plumbed and ready to become a second kitchenette. Whether it is aging parents, guests, or older kids who want their own space, the lower level lives like its own private retreat, and doubles as an entertainer's dream with room for a soccer or golf simulator. Outdoor living is just as impressive with a maintenance-free Trex deck, a brick paver patio with a gas easy-start outdoor fireplace, and a private fenced backyard backing to open green space. A three-car garage and professionally landscaped grounds with a sprinkler system complete the package. With updated mechanicals, flexible living space for any stage of life, and an unbeatable location, this home offers the rare blend of comfort, quality, and lifestyle today's buyers are looking for.

Highlights

Listed by Adam Stary , 630-862-1878 eXp Realty , 630-615-5500. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

550 Annually

Year Built

2005

County

Kendall

Area

Oswego

Neighborhood

White Pines

School District

308

Listing ID

12738120

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Attached Fireplace Doors/Screen
Basement:Finished,Daylight
Other:
  • ▪ Additional:Vaulted Ceiling(s)
Water:Public

Exterior Features

Lot Dimensions:12422
Garage Capacity:3
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,353
Taxes
$1,021
HOA
$550

Home Price

$625,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,353.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,353.42 $1,020.97 $550.00 $4,924.39
Yearly $40,241.03 $12,251.66 $6,600.00 $59,092.69
Total $1,207,231.04 $367,549.80 $198,000.00 $1,772,780.84
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Oswego, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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