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401 E Prospect Ave , Ottawa, IL 61350
$305,000
Est. Payment: $1,664.51/mo
5 Bed
2 Bath
2862 Sqft
0.18 Acres
Status: active | Days on site: 152
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House Description

Step into timeless elegance with this spacious historic Victorian home offering 5 bedrooms, 2 full bathrooms, and beautiful character throughout. Situated on a corner lot with a fully fenced backyard, this stately residence makes a lasting first impression with its striking curb appeal and expansive covered front porch welcoming you home. Inside, the grand foyer showcases a stunning staircase and sets the tone for the craftsmanship and charm found throughout. The inviting living room features an original stained glass window and pocket doors, while the formal dining room flows seamlessly into the updated kitchen complete with included appliances, maple cabinetry with leaded glass accents, granite countertops, and a beautiful tin ceiling. Just off the dining room, a cozy family room or den with a wood-burning fireplace offers flexible living space and could also serve as a potential main-floor bedroom. The main level also includes a full bathroom with tub/shower combo, a spacious walk-in pantry, and access to a private balcony area. Upstairs, you'll find five generously sized bedrooms and a beautifully appointed full bathroom featuring a separate shower, jetted tub, double vanity, and stunning windows that fill the space with natural light. Outside, the paver patio and fully fenced backyard create the perfect setting for entertaining, relaxing, kids, or pets. A detached 2-car garage with a floored loft provides excellent additional storage, along with an attached shed for even more functionality. This remarkable home offers the perfect blend of historic charm, spacious living, and thoughtful updates-all in a beautiful setting ready for its next chapter. New Boiler (October 2026).

Highlights

Listed by George Shanley , 815-228-1859 Coldwell Banker Real Estate Group , 815-433-5501. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1887

County

LaSalle

Area

Danway / Dayton / Naplate / Ottawa / Prairie Center

School District

141

Listing ID

12662005

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Air Cond:Window Unit(s)
Fireplaces:
Floor:Hardwood
Basement:Unfinished,Full
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Historic/Period Mlwk, Granite Counters, Separate Dining Room
Water:Public

Exterior Features

Lot:Corner Lot,Level
Lot Dimensions:60X135X60X135
Garage Capacity:6
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Yes,Garage Owned,Detached,Unassigned,Off Street,Driveway,Owned,Garage
Principal Interest
$1,665
Taxes
$733

Home Price

$305,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$61,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,664.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,664.51 $732.55 $0.00 $2,397.06
Yearly $19,974.12 $8,790.64 $0.00 $28,764.76
Total $599,223.64 $263,719.20 $0.00 $862,942.84
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Ottawa, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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