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305 S Congress Ave , Polo, IL 61064
$265,000
Est. Payment: $1,431.58/mo
3 Bed
3 Bath
2000 Sqft
0.24 Acres
Status: closed | Days on site: 11
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93087 - 932091,71657
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

MOVE IN READY AND AN ABSOLUTE OASIS INSIDE AND OUT! This beautifully maintained 3 bedroom, 2.5 bath home has so much to offer, with inviting living spaces and an incredible backyard made for entertaining and relaxing. The main floor features a spacious eat in kitchen with granite countertops, gorgeous cabinetry, and a large center island offering tons of additional counter space, storage, and plenty of seating. The kitchen flows seamlessly into the living room, creating the perfect open layout for everyday living and entertaining. The main floor primary suite is a wonderful retreat, complete with a beautiful vanity and tiled walk in shower. You'll also love the convenience of main floor laundry and an additional half bath. Upstairs you'll find two bedrooms, previously configured as three and offering the potential to easily convert back, along with a full bathroom. An attached, heated 2 car garage adds even more convenience, but the backyard is where this home truly shines! Step outside to your own private oasis featuring beautiful brick paver patios, a covered entertaining area with TV and plenty of space to kick back and relax, and a gas fire feature so there's no need to hassle with changing propane tanks. The above ground pool features a deck and safety gate, making summer days at home feel like a vacation. Private, peaceful, and absolutely gorgeous. Especially when everything lights up at night! This is more than just a move in ready home; it's a place you'll love coming home to.
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Highlights

Listed by Rebecca Hazzard , 815-509-8432 RE/MAX of Rock Valley , 815-732-9100. Midwest Real Estate Data mls logo

Property Type

Residential
Lot/Acreage
0.24

County

Ogle

Area

Polo

 School District

222

Listing ID

12742704

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:
Basement:Unfinished,Partial
Water:Public

Exterior Features

Lot Dimensions:75x140
Garage Capacity:6
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Yes,Attached,Garage
Principal Interest
$1,432
Taxes
$111

Home Price

$265,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,431.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,431.58 $111.39 $0.00 $1,542.97
Yearly $17,178.91 $1,336.70 $0.00 $18,515.61
Total $515,367.31 $40,101.00 $0.00 $555,468.31
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Polo, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T21:23:08.000Z

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