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505 W 20th St , Rock Falls, IL 61071
$119,900
Est. Payment: $643.32/mo
3 Bed
1 Bath
864 Sqft
0.18 Acres
Status: new | Days on site: 1
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93115 - 930571,930476
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House Description

Enjoy the best of both worlds with this 3-bedroom, 1-bath home located on the edge of town, backing up to a peaceful cornfield while still being conveniently close to Walmart, Culver's, and highway access. The home features numerous updates, including a remodeled bathroom in 2026, new siding, roof, and gutters in 2024, and a new sewer line in 2021. Additional highlights include an on-demand water heater and a whole-home water filtration system with reverse osmosis and a salt-free water softener. Outside, enjoy the fenced-in backyard and inviting outdoor fireplace, perfect for relaxing or entertaining. The oversized, heated 2-car garage provides plenty of space, and the garage door opener was replaced in 2024. The third bedroom is currently being used for laundry, offering flexibility to suit your needs. Enjoy the convenience of town amenities with the added appeal of an open, country-like setting!

Highlights

Listed by Myles Kukowski , 815-499-9932 and Alejandro Rivera , (815) 631-1384 RE/MAX Sauk Valley , 815-625-3722. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1955

County

Whiteside

Area

Rock Falls

School District

13

Listing ID

12790659

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Microwave, Refrigerator, Washer, Dryer, Water Purifier, Water Softener, Water Softener Owned
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot Dimensions:66 x 120
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$643
Taxes
$230

Home Price

$119,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$23,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$643.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $643.32 $230.01 $0.00 $873.33
Yearly $7,719.84 $2,760.16 $0.00 $10,480.00
Total $231,595.20 $82,804.80 $0.00 $314,400.00
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Rock Falls, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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