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2129 Melrose St , Rockford, IL 61103
$199,900
Est. Payment: $1,090.94/mo
3 Bed
1 Bath
1903 Sqft
0.15 Acres
Status: contingent | Days on site: 3
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96143 - 53762,58449,72191
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House Description

Quintessential charm on a BRICK PAVED, tree-lined Street in the highly sought after Edgewater Neighborhood - one of Rockford's favorites! Lovingly maintained, this character-filled 1920 home has storybook curb appeal and opens to a warm interior where hardwood floors, graceful arched openings and a wood-burning fireplace bring timeless personality to the main living spaces. A unique Butler's PANTRY / Bar Area opens to both the Kitchen and the SUNROOM - use these spaces however your heart desires! Both the Dining Room and the Living Rooms are generous in size, with BUILT-IN Bookcases to show off your collection AND your art. Back porch is the perfect addition to this home - a great place to remove boots and stow your outside fun gear. All three bedrooms are upstairs - and who doesn't enjoy a WALKUP Attic??? The perfect place to store additional home goods or creatively finish into additional living space! The finished lower-level - a rarity in homes of this age, a full basement and plenty of room to store and work, too. Outside, enjoy the convenience of a FENCED YARD, Brick Paver Patio, raised garden beds and a spacious detached two-car garage. Classic architecture, welcoming spaces, central air and a sought-after Edgewater setting come together in a home that feels distinctive from the moment you arrive. Hop, skip to the Neighborhood Oxford Park with NEW playground equipment and loads of OPEN Space. Edgewater is one of the most walkable neighborhoods and enjoys bike path, walking trails along the river and community activities including the Luminary event, Easter Bunny visits and Christmas Party.

Highlights

Listed by Kim Keefe , 815-790-4852 and Katelyn Keefe , (815) 451-8416 Compass , 815-900-2474. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1920

County

Winnebago

Area

Rockford

Neighborhood

Edgewater

School District

205

Listing ID

12774185

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned, Humidifier, Water-Softener Owned,CO Detectors,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Hardwood
Below Ground Sq Ft:260
Basement:Finished,Full
Other:
  • ▪ Additional:Bookcases, Separate Dining Room, Pantry, Replacement Windows
Water:Public

Exterior Features

Lot:Landscaped,Mature Trees,Garden,Level
Lot Dimensions:43 x 150
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$1,091
Taxes
$328

Home Price

$199,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,090.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,090.94 $327.92 $0.00 $1,418.85
Yearly $13,091.24 $3,935.00 $0.00 $17,026.24
Total $392,737.07 $118,050.00 $0.00 $510,787.07
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Rockford, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T14:56:06.000Z

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