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120 Smith Ave , Rockford, IL 61107
$232,000
Est. Payment: $1,253.30/mo
4 Bed
2 Bath
Status: closed | Days on site: 67
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28224 - 262349,260571,71882
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Discover the perfect blend of timeless craftsmanship and income producing opportunity with this solid brick and stone duplex in the heart of Rockford 61107 area. Each spacious unit features 2 bedrooms, 1 full bath, beautiful new flooring, classic oak built-ins, and elegant doors leading to a bright four season rooms, preserving the home's historic charm while offering comfortable living. The full basement includes separate laundry hookups and generous storage space for each unit. Separate 100-amp electrical service, public utilities, off street parking, and a shared driveway enhance the property's functionality and long-term value. Units offer immediate rental income with future flexibility for an owner-occupant or investor. Conveniently located near shopping, dining, parks, schools, and major roadways, this duplex presents an outstanding opportunity to expand your investment portfolio or by living in one unit while renting the other. Don't miss your chance to own a property with character, versatility, and lasting value. Seller is willing to provide a home warranty for added buyer peace of mind.
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Highlights

Listed by Eugene Singleton , 847-254-7599 and Catia Collins-Singleton , (847) 345-8849 Keller Williams Inspire , 630-262-9500. Midwest Real Estate Data mls logo

Property Type

Multi-Family

Year Built

1920

County

Winnebago

Area

Rockford

 School District

205

Listing ID

12690555

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
Basement:Partially Finished,Full
Water:Public

Exterior Features

Lot Dimensions:51.13x50x145x45.46x134.73
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Unassigned,Yes,Owned
Principal Interest
$1,253
Taxes
$311

Home Price

$232,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$46,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,253.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,253.30 $311.33 $0.00 $1,564.64
Yearly $15,039.65 $3,736.00 $0.00 $18,775.65
Total $451,189.50 $112,080.00 $0.00 $563,269.50
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Rockford, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T21:23:08.000Z

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