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4097 Oaklane Rd , Rockford, IL 61109
$265,000
Est. Payment: $1,446.21/mo
3 Bed
3 Bath
1631 Sqft
0.48 Acres
Status: active | Days on site: 7
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30203 - 71693,242494
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House Description

Wonderful ALL BRICK, 3 bedroom, 2.5 bath home on ALMOST 1/2 ACRE all the way to RIVER'S EDGE. with a full finished basement, located in a Very private and secluded neighborhood, one road in, and one road out, Tucked away behind country roads and corn fields. Surrounded by mature trees, lots of parking on the Extended driveway. Among one of Rockford's most desirable and serene areas. HIGHLY RATED SCHOOL DISTRICT (Meridian/Stillman)!, Great Home-Overlooking the Kishwaukee River, Open up a Gate for direct access for fishing on your own back yard. NO FLOOD INSURANCE NEEDED HERE AS THE PROPERTY IS BUILT HIGH AND DRY. Radiant Heat, Hardwood and tile flooring throughout. Sunny four seasons room to enjoy all the great views All Year Round, with access door to a fully fenced yard. COZY & restful fireplace for those cold nights. MAIN FLOOR PRIMARY BEDROOM! with first floor full bathroom. Two Nice size bedrooms on the upper level, and a full bath with walk in shower. Finished basement with additional possible bedroom and 1/2 bath, with HUGE AMOUNT OF SPACE FOR STORAGE, Large laundry room with additional cabinets for extra storage. Boiler for main floor. Upstairs furnace and AC replaced in 2023, NEW 40-gallon gas water heater, water softener system and iron filtration system installed 11/2025. Additional land across the street can be used by you, so long as you maintain it. use for ie, shed/storage, vegetable garden, additional parking. BRING YOUR CHICKENS! Beautifully crafted chicken house will stay. Property is in great condition and will be sold as-is.

Highlights

Listed by Olga Kampmeier , 815-315-1111 and Maria Chavez , (847) 361-3426 Keller Williams Realty Signature , 815-315-1111. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.48

Year Built

1930

County

Winnebago

Area

Rockford

School District

223

Listing ID

12740031

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Air Cond:Central Air,Window Unit(s)
Fireplaces:
Basement:Finished,Full
Water:Shared Well

Exterior Features

Lot:Rear of Lot,Backs to Trees/Woods,River Front,Waterfront
Lot Dimensions:97X211.32X66X204.55
Garage Capacity:1
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Asphalt,Concrete,Yes,Attached,Garage
Principal Interest
$1,446
Taxes
$397

Home Price

$265,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,446.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,446.21 $397.00 $0.00 $1,843.21
Yearly $17,354.56 $4,764.00 $0.00 $22,118.56
Total $520,636.94 $142,920.00 $0.00 $663,556.94
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Rockford, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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