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sales rep | Brivity IDX

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7 N035 Smith St , South Elgin, IL 60177
$499,000
Est. Payment: $2,723.25/mo
4 Bed
3 Bath
3008 Sqft
0.28 Acres
Status: active | Days on site: 39
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House Description

Priced to sell! Tucked into a scenic, private setting near the Fox River in Five Islands Park, this spacious 4-bedroom, 3-bath home offers over 3,000 square feet of inviting living space and endless potential. The comfortable floor plan provides room to gather, relax, and entertain, while the generous outdoor space creates a peaceful backdrop for morning coffee, summer gatherings, and everyday enjoyment. Ideally located near shopping, dining, St. Charles schools, and major roadways, this home delivers the perfect blend of privacy, convenience, and opportunity. Come see all this exceptional property has to offer-schedule your private showing today!

Highlights

Listed by Marianne Rogers , 630-777-1839 eXp Realty - Geneva , 630-262-3720. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.28

Year Built

1974

County

Kane

Area

South Elgin

School District

303

Listing ID

12740142

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
Water:Well

Exterior Features

Lot:Mature Trees
Lot Dimensions:95X140
Garage Capacity:4
Sewer:Septic Tank
Parking Features:Yes
Principal Interest
$2,723
Taxes
$610

Home Price

$499,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,723.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,723.25 $610.28 $0.00 $3,333.53
Yearly $32,678.97 $7,323.38 $0.00 $40,002.35
Total $980,369.18 $219,701.40 $0.00 $1,200,070.58
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (South Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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