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sales rep | Brivity IDX

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1 Stratford Ct , South Elgin, IL 60177
$465,000
Est. Payment: $2,512.01/mo
3 Bed
3 Bath
2500 Sqft
0.24 Acres
Status: closed | Days on site: 21
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House Description

This beautifully updated home sits on a corner lot in a quiet cul-de-sac in the sought-after River Ridge Subdivision, offering access to top-rated D303 St. Charles schools. Step into a light-filled entryway with soaring ceilings, a dramatic loft overlooking the foyer, and a refinished staircase that sets the tone for this move-in-ready home. The spacious living room flows into the formal dining room, all featuring gleaming hardwood floors on the main level. The dining room includes custom wood ceiling beams, adding architectural charm. The central kitchen has been thoughtfully updated with refinished cabinetry, granite countertops, a mosaic tile backsplash, new stainless steel hood, new dishwasher, and crown molding at the upper cabinets. A large island and breakfast bar offer extra prep and seating space, while the adjacent eating area includes a sliding glass door enhanced with a custom trim box and crown molding for added style and dimension. Oak trim at the downstairs windows adds warmth and detail throughout the main living spaces. The open-concept family room features a stunning stone gas fireplace and custom ceiling beams with integrated dimmable lighting-a perfect space to unwind or entertain. A convenient mudroom/laundry room includes custom-built shoe shelves and a wall-mounted coat rack for practical everyday use. Upstairs, enjoy wood laminate flooring throughout. The spacious primary suite features a walk-in closet, double vanity, and dual sinks. The upstairs bathrooms have been updated with new angle stop valves for added efficiency and peace of mind. The finished basement adds flexible living space and includes an additional bedroom, perfect for guests, a home office, or playroom. In the rec room, you'll find a custom-built liquor shelf, perfect for entertaining, and a dedicated storage room with built-in shelving for optimal organization. Outside, enjoy professional landscaping, a rear patio, deck, and basketball hoop, making the backyard perfect for entertaining or play. A dedicated storage deck provides space for outdoor essentials. Additional updates include a newer roof, siding, and faux stone panels work on the front exterior, new water heater and stair carpet runner all boosting curb appeal and long-term value. Fresh interior paint throughout gives the home a clean, modern look. Don't miss your chance to own this stylish, custom-detailed, and well-maintained home in a fantastic location!

Highlights

Listed by Ryan Cherney , 630-862-5181 Circle One Realty , 630-528-2300. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.24

Year Built

1998

County

Kane

Area

South Elgin

Neighborhood

River Ridge

School District

303

Listing ID

12729911

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Range Hood, Water-Softener Owned,Sump Pump
Air Cond:Central Air
Fireplaces:Gas Starter
Floor:Hardwood,Laminate
Basement:Finished,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s)
Water:Public

Exterior Features

Lot:Corner Lot,Cul-De-Sac
Lot Dimensions:0.24
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$2,512
Taxes
$694

Home Price

$465,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,512.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,512.01 $694.36 $0.00 $3,206.37
Yearly $30,144.13 $8,332.32 $0.00 $38,476.45
Total $904,323.78 $249,969.60 $0.00 $1,154,293.38
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (South Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T21:23:08.000Z

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