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1068 N Camden Ln , South Elgin, IL 60177
$468,990
Est. Payment: $2,516.35/mo
5 Bed
4 Bath
2823 Sqft
0.15 Acres
Status: active | Days on site: 186
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House Description

BACK ON THE MARKET - AN OPPORTUNITY TO MAKE THIS POND-FRONT HOME YOUR OWN! Located in the highly sought-after St. Charles School District 303, this spacious 5-bedroom, 3.5-bath Churchill model in Sugar Ridge offers something renovations simply cannot create: a premium pond-front setting, no rear neighbors, a finished walkout basement, abundant living space and a desirable location. Set on one of Sugar Ridge's beautiful pond-front lots, the home backs to a peaceful nature pond, providing a private, picturesque backdrop from the backyard and large deck. With no rear neighbors, you'll enjoy a sense of privacy and open space that is truly special. Inside, vaulted ceilings and an open-concept design create a bright and welcoming atmosphere. A main-level bedroom offers flexibility for guests, a home office or a private retreat. The spacious eat-in kitchen features stainless steel appliances and opens to the family room, creating an easy flow for everyday living and entertaining. And then there's the lower level. The finished walkout basement offers an impressive 719 square foot finished recreation room plus a full bath-an extraordinary amount of flexible space for a home theater, game room, fitness area, office, guest retreat, playroom or entertainment space and 2,836 total square-foot overall . A finished walkout of this size is a rare opportunity at this price point. Major improvements have already been completed, including a new roof (2024), new water heater (2024), and new lower-level patio door with built-in blinds. Priced with updates in mind, this home gives its next owner the opportunity to personalize the finishes to their own taste rather than paying a premium for someone else's renovations. Bring your vision, make the space your own and create value over time while enjoying the features that cannot be changed-an exceptional pond-front lot, no rear neighbors, a walkout basement, tremendous living space and District 303 schools. Seller is willing to consider a credit toward closing costs or buyer-selected updates with an acceptable offer. If you've been waiting for a home with space, privacy, water views and the opportunity to create something special, this may be the opportunity you've been looking for.

Highlights

Listed by Kimberly Osko , 224-388-6920 and Michael Angelo Herrera , (224) 489-8594 Baird & Warner , 847-381-1855. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1993

County

Kane

Area

South Elgin

Neighborhood

Sugar Ridge

School District

303

Listing ID

12623098

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Disposal, Humidifier, Water-Softener Owned,Ceiling Fan(s),Air Purifier
Air Cond:Central Air
Fireplaces:
Below Ground Sq Ft:724
Basement:Finished,Exterior Entry,Rec/Family Area,Storage Space,Full,Walk-Out Access
Other:
  • ▪ Additional:Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan
Water:Public

Exterior Features

Lot:Landscaped,Pond,Waterfront
Lot Dimensions:76X108X100X45
Garage Capacity:4
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Attached,Garage
Principal Interest
$2,516
Taxes
$835

Home Price

$468,990

Loan Details

30 yrs
7.08%

Down Payment

20%
$93,798
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,516.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,516.35 $835.42 $0.00 $3,351.77
Yearly $30,196.23 $10,025.00 $0.00 $40,221.23
Total $905,886.86 $300,750.00 $0.00 $1,206,636.86
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Market insight data is pulled from the same city as the listing being viewed (South Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T00:56:05.000Z

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