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38392 N 8th St , Spring Grove, IL 60081
$399,000
Est. Payment: $2,177.51/mo
3 Bed
2 Bath
1110 Sqft
0.55 Acres
Status: active | Days on site: 28
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1707 - 922509
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House Description

Trade your busy week for quiet mornings by the water at this updated Spring Grove waterfront home. The immediate draw of this property is the sprawling, wide-open yard .55 acre yard leading straight to the water. It offers the rare space to host summer cookouts, let the kids run free, and launch directly into the Chain O'Lakes lifestyle. Inside, the thoughtfully refreshed 3-bedroom, 1.5-bath layout maximizes its 1,110 square feet for low-maintenance living, ensuring your weekends are spent fishing and boating instead of managing home projects. Crucial behind-the-scenes investments are already complete: Permanent Pier (2024), Deck (2022) Bathrooms remodeled (2020) Kitchen refreshed (2020), Roof (2018), whole house generator (2015). Securing a worry-free waterfront retreat in this price bracket is exceptionally rare right now. Bring your boat and your fishing gear and schedule a private showing today to claim your spot on the lake.

Highlights

Listed by Patricia Smarto , 847-338-3848 Lakes Realty Group , 224-225-1139. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.55

Year Built

1945

County

Lake

Area

Spring Grove

Neighborhood

J L Shaws

School District

114

Listing ID

12719970

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, CO Detectors,Ceiling Fan(s),Sump Pump,Generator
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Hardwood,Carpet,Wood
Basement:Crawl Space
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Well

Exterior Features

Lot:Channel Front,Water Rights,Views,Lake Front,Waterfront
Lot Dimensions:75x319
Garage Capacity:2
Sewer:Septic Tank
Parking Features:Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$2,178
Taxes
$620

Home Price

$399,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,177.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,177.51 $620.17 $0.00 $2,797.67
Yearly $26,130.08 $7,442.00 $0.00 $33,572.08
Total $783,902.41 $223,260.00 $0.00 $1,007,162.41
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Spring Grove, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T17:00:08.000Z

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