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40 W679 White Fence Way , St. Charles, IL 60175
$629,000
Est. Payment: $3,432.71/mo
4 Bed
3 Bath
2352 Sqft
1 Acres
Status: contingent | Days on site: 11
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House Description

Welcome to this charming country retreat set on a 1 acre, picturesque lot with a beautiful FENCED YARD (note the lot extends beyond the rear fence line) and exceptional outdoor spaces!! A welcoming front porch sets the tone for this impeccably maintained home, where walnut-stained oak floors flow throughout the main living areas. The formal living room/den features a wall of custom built-in shelving and a glass pocket door opening to the spacious family room...while the generous dining room is perfectly positioned adjacent to the updated kitchen, featuring raised-panel wood cabinetry, granite countertops, Stainless Steel appliances and a center island. A large eating area with atrium door provides easy access to the expansive custom paver patio, where a retaining wall, built-in fire pit and beautifully landscaped gardens create an ideal setting for relaxing or entertaining while enjoying the deep backyard and serene country views. The family room offers a classic white brick fireplace and inviting gathering space. A convenient main-level laundry room includes abundant cabinetry, a sink and direct access to the attached two-car garage. The spacious primary suite features a walk-in closet and private en-suite bath...while three additional bedrooms offer ceiling fans, with one featuring a built-in desk perfect for work or study. The 28 X 20 finished basement provides a versatile recreation room, a 15 x 9 space for an office, along with excellent storage in the mechanical room. Exceptional condition and tasteful decor throughout make this home truly move-in ready, offering the perfect blend of charm, comfort and privacy while remaining conveniently close to shopping, parks and downtown St. Charles!

Highlights

Listed by Alex Rullo , 630-330-7570 and Vicky Rullo , (630) 513-1771 RE/MAX SUBURBAN , 630-513-6100. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

1987

County

Kane

Area

Campton Hills / St. Charles

Neighborhood

Burning Tree

School District

303

Listing ID

12762460

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Humidifier, Water-Softener Owned,Ceiling Fan(s),Sump Pump,Backup Sump Pump;,Radon Mitigation System
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Starter
Floor:Hardwood
Basement:Finished,Full
Water:Well

Exterior Features

Lot:Landscaped,Mature Trees
Lot Dimensions:167x264
Garage Capacity:2
Roof:Asphalt
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Tank
Parking Features:Concrete,Garage Door Opener,Garage,Yes,Garage Owned,Attached
Principal Interest
$3,433
Taxes
$783

Home Price

$629,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$125,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,432.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,432.71 $783.17 $0.00 $4,215.88
Yearly $41,192.53 $9,398.00 $0.00 $50,590.53
Total $1,235,775.97 $281,940.00 $0.00 $1,517,715.97
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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