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1990 Cool Creek Dr , St. Charles, IL 60174
$799,000
Est. Payment: $4,287.01/mo
4 Bed
5 Bath
3536 Sqft
Status: closed | Days on site: 27
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29058 - 254479,875834
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House Description

Welcome to this stunning traditional home, filled with warmth, character, and timeless charm, nestled in the highly sought-after Majestic Oaks subdivision on the east side of St. Charles. Perfectly positioned on a premium corner lot with a park just across the street, this home offers both tranquility and convenience. Located just minutes from downtown St. Charles and within walking distance of the exciting new Fox Haven Square development, you'll enjoy easy access to top-tier shopping, dining, and entertainment. Brimming with curb appeal, this home is surrounded by lush landscaping and features an expanded brick paver patio with a built-in fire pit, making it the perfect outdoor hangout. A rod iron fence and mature privacy trees create a peaceful and secluded backyard oasis, ideal for both entertaining and quiet evenings under the stars. Inside, the home is filled with thoughtful upgrades, including plantation shutters throughout the first floor for a touch of timeless elegance and blackout shades in all bedrooms to ensure restful nights. The fully finished basement, updated with new carpet in 2023 and adding a bathroom downstairs, really offers additional living space perfect for guests, a home office, or a recreational area. The spacious three-car garage is enhanced with custom-built storage cabinets, adding function and organization. Thoughtful upgrades continue with a reverse osmosis system and a brand-new dishwasher (2023), ensuring convenience and efficiency in everyday living. From the moment you step inside, you'll feel the warmth and character of a home that has been lovingly maintained and designed with both comfort and style in mind. This move-in-ready gem is a rare find in one of St. Charles' most desirable neighborhoods. 5000 credit at closing for paint and 1 year home warranty included.
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Highlights

Listed by Marissa LaTorre , 630-624-0022 Fulton Grace Realty , 847-352-5200. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

350 Annually

Year Built

2004

County

Kane

Area

Campton Hills / St. Charles

 Neighborhood

Majestic Oaks

 School District

303

Listing ID

12316858

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Double Oven, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
Air Cond:Central Air,Zoned
Fireplaces:
Floor:Hardwood
Basement:Finished,Rec/Family Area,Storage Space,Full
Other:
  • ▪ Additional:Walk-In Closet(s), Open Floorplan, Granite Counters, Pantry
Water:Public

Exterior Features

Lot:Corner Lot
Lot Dimensions:125X90
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Outdoor Grill, Fire Pit
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Garage,On Site,Garage Owned,Attached
Principal Interest
$4,287
Taxes
$1,329
HOA
$350

Home Price

$799,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,287.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,287.01 $1,328.92 $350.00 $5,965.93
Yearly $51,444.14 $15,947.00 $4,200.00 $71,591.14
Total $1,543,324.17 $478,410.00 $126,000.00 $2,147,734.17
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-26T22:55:05.000Z

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