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10 W Illinois Street 4b , St. Charles, IL 60174
$1,499,999
Est. Payment: $8,186.11/mo
3 Bed
2 Bath
2053 Sqft
Status: active | Days on site: 7
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House Description

Rare opportunity to own one of downtown St. Charles' premier luxury condominiums overlooking the Fox River. Designed for effortless indoor-outdoor living, this exceptional residence features a private covered terrace with motorized screens and expansive sliding glass doors that create a seamless extension of the living space. Inside, the open-concept floor plan showcases soaring ceilings, wide-plank flooring, a stunning floor-to-ceiling stone fireplace with custom built-ins, and a designer kitchen with custom cabinetry, quartz countertops, an oversized island, stainless steel appliances, and pantry. Walls of glass fill the home with natural light while beautifully appointed living and dining spaces are ideal for everyday living and entertaining. Enjoy a luxurious primary suite, elevator access, abundant storage, and two heated indoor parking spaces. Just steps from award-winning restaurants, boutique shopping, the Fox River Trail, parks, and everything vibrant downtown St. Charles has to offer.

Highlights

Listed by Cory Jones , 630-400-9009 eXp Realty - St. Charles , 888-574-9405. Midwest Real Estate Data mls logo

Property Type

Condo/Townhome

HOA Fee

458 Monthly

Year Built

2018

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12653937

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Fire Sprinklers,CO Detectors,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:Electric,Gas Starter
Floor:Laminate
Other:
  • ▪ Additional:Elevator, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Pantry, Cats OK, Dogs OK
Water:Public

Exterior Features

Lot:River Front,Waterfront
Lot Dimensions:COMMON
Garage Capacity:2
Others:
  • ▪ Additional:Balcony, Roof Deck
Sewer:Public Sewer
Parking Features:Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
Principal Interest
$8,186
Taxes
$1,602
HOA
$458

Home Price

$1,499,999

Loan Details

30 yrs
7.25%

Down Payment

20%
$300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,186.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,186.11 $1,602.21 $458.00 $10,246.31
Yearly $98,233.32 $19,226.46 $5,496.00 $122,955.78
Total $2,946,999.57 $576,793.80 $164,880.00 $3,688,673.37
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T13:00:05.000Z

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