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116 N 7th Ave , St. Charles, IL 60174
$415,000
Est. Payment: $2,226.67/mo
2 Bed
2 Bath
1024 Sqft
0.28 Acres
Status: active | Days on site: 16
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House Description

Charming and updated 2-bedroom, 1.5-bath home ideally located just minutes from the heart of downtown St. Charles! This classic St. Charles home combines historic character with modern updates, including a bright white kitchen with quartz countertops, hardwood flooring, newer upstairs flooring, forced-air heat and central air. The main level offers comfortable living and entertaining space along with a convenient half bath. Upstairs you'll find two bedrooms with updated flooring and a full bath. The full basement provides additional finished space, with potential for a third bedroom. Outside is where this property really stands apart. Enjoy the newer deck constructed in 2024, overlooking a large, wooded backyard and meandering creek-creating a peaceful natural setting that's difficult to find this close to downtown. The generous lot, detached garage and additional off-street parking provide even more space and convenience. Located a short walking distance to downtown St. Charles restaurants, shopping, entertainment, parks, festivals and the Fox River, 116 N. 7th Avenue offers an uncommon combination of an updated home, generous lot, natural setting and outstanding downtown location.

Highlights

Listed by Nayibe Garces , 773-805-5325 Prello Realty , 773-805-5325. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.28

Year Built

1926

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12768499

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:
Basement:Partially Finished,Full
Water:Public

Exterior Features

Lot:Corner Lot
Lot Dimensions:96 X 103 X 95 X 102
Garage Capacity:1
Roof:Asphalt
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Asphalt,No Garage,Yes,Garage Owned,Detached,Garage
Principal Interest
$2,227
Taxes
$593

Home Price

$415,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,226.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,226.67 $593.23 $0.00 $2,819.90
Yearly $26,720.05 $7,118.74 $0.00 $33,838.79
Total $801,601.41 $213,562.20 $0.00 $1,015,163.61
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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