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1212 Dean St , St. Charles, IL 60174
$450,000
Est. Payment: $2,430.98/mo
3 Bed
2 Bath
1265 Sqft
0.3 Acres
Status: closed | Days on site: 7
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28260 - 261280,267546
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House Description

RARE DOUBLE LOT IN DOWNTOWN ST. CHARLES WITH THE ULTIMATE HEATED & COOLED GARAGE/WORKSHOP! Nearly a half acre in one of St. Charles' most sought-after locations, a short walk to downtown restaurants, shopping, parks, the Fox River, and everything that makes this community what it is. The home itself is charming and thoughtfully updated: 3 bedrooms, 2 baths, and a versatile floor plan anchored by a first-floor bedroom, full bath, and laundry. Beautifully updated bathrooms ('22), Andersen windows, updated plumbing and electrical ('05), furnace and tankless water heater ('22). The kitchen has recently been opened to the dining area, making it an easy place to gather. But the showstopper is out back. The heated, cooled, and fully insulated garage/workshop features an 11'5" overhead door and loft storage, room enough for contractors, mechanics, hobbyists, and car enthusiasts, or for a home business, boats, campers, and RVs. Year-round comfort means the projects never have to stop. The yard matches it. A fully fenced double lot with a newly finished deck, a beautiful fire pit area, mature trees, and a custom-built playset loaded with swings, a slide, sandbox, loft, and climbing features. A double lot, an updated home, an exceptional workshop, and an unbeatable downtown location, that combination is almost impossible to find. Endless possibilities await. Multiple offers received! Please submit offers by Sunday 8/16 at 6 PM. Thank you!

Highlights

Listed by Kelly Lach , 630-674-0424 HomeSmart Connect LLC , 847-495-5000. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.3

Year Built

1904

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12730284

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier, TV-Cable,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:
Basement:Unfinished,Full
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot Dimensions:100X131
Garage Capacity:3
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Detached
Principal Interest
$2,431
Taxes
$544

Home Price

$450,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,430.98 $543.92 $0.00 $2,974.89
Yearly $29,171.73 $6,527.00 $0.00 $35,698.73
Total $875,152.04 $195,810.00 $0.00 $1,070,962.04
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T19:27:07.000Z

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