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203 N 4th Ave , St. Charles, IL 60174
$779,000
Est. Payment: $4,208.29/mo
4 Bed
4 Bath
2678 Sqft
Status: closed | Days on site: 9
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28115 - 260590,273671,8884
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House Description

Set on a professionally landscaped corner in the coveted St. Charles Historic District, 203 N 4th Ave places in-town St. Charles living just steps from the Friday farmers market, downtown restaurants and social scene, the Riverwalk, Pottawatomie Park and Golf Course, the library, shops, and the Fox River. Designed to live and present like a detached single-family home, this beautifully remodeled residence pairs 2,678 SF above grade with an additional 1,063 SF of finished lower-level space, private-feeling outdoor areas, a fenced yard, and an oversized, deep attached 2-car garage. Inside, a vaulted foyer with stained-glass detail, rich woodwork, iron balusters, plantation shutters, crown molding, and warm, timeless finishes sets the tone for a home remodeled by the current owners with exceptional attention to quality. The main level is open while thoughtfully defined, connecting a generous living room anchored by a stone fireplace, a separate dining area, and a well-appointed kitchen with abundant custom cabinetry, granite countertops, stainless-steel appliances, a Viking gas range, pantry closet, and breakfast bar. A main-floor office, currently used as a study and also suitable as a fourth bedroom, sits near an adjacent full bath, creating valuable flexibility for guests, work-from-home, or main-level living needs. Seamlessly adjacent to the living room, patio doors with exquisite stained-glass transom detail open to a spacious Trex deck designed for dining, grilling, entertaining, and relaxing, surrounded by mature professional landscaping, outdoor lighting, fenced green space, and remarkable privacy for an in-town setting. Upstairs, the primary suite is a true retreat with vaulted ceilings, plantation shutters, a generous custom-organized walk-in closet, and a spa-like bath, dual vanities, hydrotherapy soaking tub, separate full-body shower, and private water closet. Two additional bedrooms share a Jack-and-Jill bath, while second-floor laundry with ample cabinetry and a utility sink keeps the upper level practical and polished. The finished lower level extends the home's livability with a large recreation/media area, fireplace, billiards/game space, full bath, bonus room, extensive storage with shelving systems, and a built-in wet bar with live-edge bar top, bar refrigerator, and open shelving. With four bedrooms, four full baths, two fireplaces, and generous closets throughout, this is a standout opportunity for buyers who want the charm and convenience of downtown St. Charles without giving up space, storage, privacy, or finish quality.

Highlights

Listed by Ryan Sjostrom , 630-660-2367 and Laura Tiggelaar , (815) 298-9224 Compass , 630-909-9551. Midwest Real Estate Data mls logo

Property Type

Condo/Townhome

HOA Fee

3540 Annually

Year Built

2004

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12718623

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Double Oven, Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Oven, Water Purifier, Water Softener, Water Softener Owned, Front Controls on Range/Cooktop, Gas Cooktop, Gas Oven, Humidifier, Water-Softener Owned,TV-Cable,Ceiling Fan(s),Sump Pump,Backup Sump Pump;,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Hardwood,Laminate
Below Ground Sq Ft:1063
Basement:Finished,Egress Window,8 ft + pour,Rec/Family Area,Storage Space,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, Storage, Built-in Features, Walk-In Closet(s), High Ceilings, Open Floorplan, Granite Counters, Pantry, Cats OK, Dogs OK
Water:Public

Exterior Features

Lot:Corner Lot,Landscaped,Mature Trees
Lot Dimensions:Per Survey
Roof:Asphalt
Others:
  • ▪ Additional:Lighting
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Garage,EV Ready,Yes,Garage Owned,Attached,Owned
Principal Interest
$4,208
Taxes
$1,030
HOA
$3,540

Home Price

$779,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$155,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,208.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,208.29 $1,029.83 $3,540.00 $8,778.13
Yearly $50,499.51 $12,358.00 $42,480.00 $105,337.51
Total $1,514,985.42 $370,740.00 $1,274,400.00 $3,160,125.42
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T19:27:07.000Z

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