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309 S 6th St , St. Charles, IL 60174
$399,000
Est. Payment: $2,155.47/mo
3 Bed
2 Bath
1340 Sqft
Status: closed | Days on site: 6
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29003 - 18093,234083,260590
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House Description

Location, Location, Location! Just four blocks west of vibrant downtown St. Charles, this beautifully maintained 3-bedroom home offers the perfect blend of timeless character and thoughtful modern updates. Enjoy the unbeatable location just moments from the Fox River, scenic parks, walking and biking paths, shopping, dining, and everything downtown has to offer. You'll immediately fall in love with the charming curb appeal which includes a brick paver walkway leading to the welcoming three-season front porch, complete with a porch swing-the perfect place to relax and enjoy the neighborhood. Inside, classic charm abounds with beautiful hardwood flooring throughout the living room, dining room, and all three bedrooms, while new carpet adds comfort to the hallway and staircase. The spacious living and dining rooms are filled with character. The dining room features upgraded lighting and a built-in china cabinet that adds both vintage style and functionality. The kitchen offers solid oak cabinetry, a pantry closet, and white appliances, providing plenty of storage. The enclosed back porch serves as an ideal mudroom with a convenient coat closet before leading to the incredible backyard. The flexible floor plan includes a first-floor bedroom, perfect for guests, a home office, or multi-generational living. Upstairs, you'll find the spacious primary bedroom and second bedroom, both featuring walk-in closets. The second bedroom also includes a built-in wardrobe and a Murphy bed! Step outside to discover your own private fenced backyard retreat. Beautiful mature trees, lush perennial gardens, and two inviting outdoor living spaces-a shaded brick paver patio and a spacious wood deck-the perfect setting for relaxing or entertaining all season long! Major improvements provide peace of mind, including an upgraded electrical system and fuse box, upgraded plumbing, Renewal by Andersen windows throughout the home and front porch, Hardie Board siding, gutters, a new furnace (December 2025), and central air conditioning (2012). Additional features include a concrete driveway, an unfinished basement with laundry, and a rare 2.5-car detached garage offering exceptional storage and parking. Combining an exceptional downtown St. Charles location, extensive updates, and undeniable charm, this is truly a rare opportunity to own a home that has been lovingly maintained and ready for your next chapter!

Highlights

Listed by Marco Amidei , 847-367-4886 and Katherine Saunders , (630) 803-1595 RE/MAX Suburban , 847-367-8686. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1925

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12725908

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Refrigerator, Washer, Dryer
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Basement:Unfinished,Full
Other:
  • ▪ Additional:Built-in Features
Water:Public

Exterior Features

Lot Dimensions:64X166
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$2,155
Taxes
$554

Home Price

$399,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,155.47 $554.08 $0.00 $2,709.55
Yearly $25,865.60 $6,649.00 $0.00 $32,514.60
Total $775,968.14 $199,470.00 $0.00 $975,438.14
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T19:27:07.000Z

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