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38 W590 Barb Hill Dr , St. Charles, IL 60175
$950,000
Est. Payment: $5,184.54/mo
5 Bed
5 Bath
3651 Sqft
1.47 Acres
Status: active | Days on site: 19
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House Description

Stunning custom home by John Hall in St. Charles' desirable Three Lakes community, offering peaceful lake views and incredible living space. This versatile 5-bedroom home features a soaring foyer, a dedicated library, and a convenient main-floor bedroom. The true chef's kitchen boasts German-engineered cabinetry, two ovens, a walk-in pantry, and a built-in coffee and wet bar. Perfect for entertaining! Upstairs, four spacious bedrooms are easily accessible via a secondary back staircase. The fully finished English basement is an entertainer's dream-or perfect for multi-generational living-complete with a recreation room, a full second kitchen, a wet bar, a flex room, and extensive workshop storage. The basement is plumbed for a shower which could turn the half bath into a full bath if desired.(January close preferred!)

Highlights

Listed by Margaret Bussey , 630-370-3037 Berkshire Hathaway HomeServices Starck Real Estate , 630-377-9200. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
1.47

HOA Fee

275 Annually

Year Built

1998

County

Kane

Area

Campton Hills / St. Charles

Neighborhood

Three Lakes

School District

303

Listing ID

12778577

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Wine Refrigerator, Cooktop, Oven, Water Purifier Owned, Water Softener, Down Draft
Air Cond:Central Air
Fireplaces:Gas Log,Gas Starter
Floor:Hardwood
Basement:Partially Finished,Partial Exposure,9 ft + pour,Rec/Family Area,Storage Space,Daylight,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Dining Combo
Water:Well

Exterior Features

Lot:Irregular Lot,Creek
Lot Dimensions:127 x 388 x 410 x 216
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Tank
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$5,185
Taxes
$1,256
HOA
$275

Home Price

$950,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,184.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,184.54 $1,255.92 $275.00 $6,715.46
Yearly $62,214.48 $15,071.00 $3,300.00 $80,585.48
Total $1,866,434.30 $452,130.00 $99,000.00 $2,417,564.30
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T13:00:05.000Z

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