Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

6 N477 Il Route 31 , St. Charles, IL 60174
$1,199,000
Est. Payment: $6,543.43/mo
4 Bed
4 Bath
3108 Sqft
2 Acres
Status: active | Days on site: 46
Get Pre-Qualified
23591 - 230500,243320
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Thoughtfully rebuilt in 2019, this riverfront retreat offers exceptional craftsmanship, thoughtful design, and remarkable privacy on 2 wooded acres along the Fox River. Originally an A-frame, this unique waterfront residence has been reimagined and expanded into a spacious, beautifully crafted home that blends distinctive architectural character with modern comfort and a warm, lodge-inspired feel. The 2019 expansion seamlessly introduced the open-concept living and kitchen areas, private primary suite with spa-inspired bath, finished lower level, and attached 1-car garage, all thoughtfully integrated with the home's original character. A detached 3-car garage with fully finished living space above adds an exceptional layer of functionality to the property. Set among towering mature trees, the home is approached by a gated circular drive, providing a rare sense of privacy along the river. Step inside to a welcoming foyer that leads into the bright, open-concept living area, where soaring cathedral ceilings, skylights, and expansive sliding glass doors fill the space with natural light and open to the riverfront deck. A floor-to-ceiling wood-burning fireplace with stone surround creates an inviting focal point for relaxing or entertaining. The custom French-style kitchen is equally impressive, featuring a sprawling granite-topped island with seating, crisp white cabinetry, porcelain tile backsplash, chef-grade appliances (2019), walk-in pantry, and eat-in area. The adjoining family room continues the home's distinctive lodge-inspired character with a custom wood-beamed ceiling and a well-appointed wet bar featuring stainless steel appliances, island seating, and custom shelving. The primary suite features an electric fireplace, a large walk-in closet with custom built-ins, and a sliding glass door overlooking the expansive yard and riverfront setting. The spa-inspired ensuite bath offers dual granite-topped vanities, heated floors, an oversized dual-head walk-in shower, and a multi-seat sauna and steam room with Vichy shower and custom tile. Direct access to the side deck and private hot tub completes this luxurious retreat. Rounding out the main level is a generously sized second bedroom with a large walk-in closet, a third bedroom, a full hall bath with glass-enclosed shower, and a convenient mudroom with access to the attached 1-car garage. The finished lower level provides additional living space with a spacious recreation room overlooking the river, an electric fireplace with a stone surround, a wine room, a full bath, a laundry room, and space to add a potential fifth bedroom. Outside, the riverfront setting truly shines, with a wrap-around porch extending to a spacious deck overlooking the Fox River and open green space, framed by towering trees for exceptional privacy. The deck provides an inviting setting for outdoor dining, summer gatherings, or relaxing in the hot tub, while the grill and riverfront fire pit make entertaining effortless. The fully fenced yard offers plenty of space to enjoy the outdoors, while the quiet river invites fishing, boating, and jet skiing right from home. The detached heated 3-car garage offers abundant space and electrical capacity for hobbies or a workshop. Above, a private entrance leads to fully finished living quarters with a full kitchen and dining area, living room with a Murphy bed, a full bath, and private deck. This versatile space is ideal for guests, a home office, gym, extended living, or potential short-term rental use. Ideally located within the highly rated St. Charles School District 303 and just minutes from downtown St. Charles, this one-of-a-kind Fox River property offers a rare combination of quality construction, thoughtful renovation, wooded privacy, versatile living spaces, and an extraordinary riverfront lifestyle.

Highlights

Listed by Debora McKay , 630-542-3313 and Roger Erikson , (630) 542-5339 Coldwell Banker Realty , 630-377-1771. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
2

Year Built

1955

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12749931

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Water Softener Owned, Gas Cooktop, Oven, Water-Softener Owned,CO Detectors,Ceiling Fan(s),Multiple Water Heaters,Security Cameras,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Hardwood
Basement:Finished,Partial Exposure,Rec/Family Area,Storage Space,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s), Steam Room, Sauna, Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Historic/Period Mlwk, Beamed Ceilings, Open Floorplan, Granite Counters
Water:Well

Exterior Features

Lot:Wooded,Mature Trees,River Front,Waterfront
Lot Dimensions:122X719X129X743
Garage Capacity:12
Roof:Asphalt
Others:
  • ▪ Additional:Hot Tub, Outdoor Grill, Fire Pit, Lighting
Sewer:Septic Tank
Parking Features:Asphalt,Circular Driveway,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Attached,Detached,Owned
Principal Interest
$6,543
Taxes
$1,297

Home Price

$1,199,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,543.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,543.43 $1,296.68 $0.00 $7,840.11
Yearly $78,521.22 $15,560.12 $0.00 $94,081.34
Total $2,355,636.56 $466,803.60 $0.00 $2,822,440.16
Lender profile image
Master Chief
Lender
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

IDX service by Blueroof 360

Data last updated: 2026-10-27T08:59:06.000Z

© 2026 Midwest Real Estate Data

MLS Logo - Midwest Real Estate Data