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8 N055 Secretariat Ct , St. Charles, IL 60175
$774,900
Est. Payment: $4,157.70/mo
4 Bed
4 Bath
3390 Sqft
1.83 Acres
Status: active | Days on site: 57
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House Description

Better than new construction! Privately situated on 1.83 picturesque acres in a peaceful cul-de-sac, this stately brick-front home offers an impressive four bedrooms, four baths and more than 5,100 square feet of finished living space. A welcoming covered front porch opens to a soaring two-story foyer where brand-new luxury hardwood flooring throughout the main level, a striking new wrought-iron and wood staircase and catwalk, fresh paint, new trim and new luxury lighting create a dramatic first impression. The formal living room is currently being used as a playroom, while the main-floor fourth bedroom offers excellent flexibility as a guest suite, home office or den. At the heart of the home is the spectacular two-story family room, featuring a floor-to-ceiling masonry wood-burning fireplace with distinctive herringbone brick detailing, now enhanced with new black fireplace doors and screens. The open-concept layout flows naturally into the breakfast area and spacious kitchen, where warm wood cabinetry, granite countertops, center island and pantry combine with brand-new Samsung appliances for a stylish and functional gathering space. A huge first-floor laundry room provides abundant cabinetry and a utility sink, while the main-level half bath offers an exciting opportunity for future expansion-the plumbing is already in place to convert the powder room into a full bath. Upstairs, the expansive primary suite is a true retreat, featuring an enormous private bath with dual vanities, makeup station, whirlpool tub, separate shower and a large walk-in closet. Two additional oversized bedrooms both with walk-in closets and another full bath provide plenty of space for family and guests. New carpeting adds a fresh, comfortable feel throughout the bedroom areas. The finished basement dramatically expands the home's living and entertaining space, featuring a second masonry fireplace, exercise area, full bath and an enormous recreation room with plenty of room for air hockey, billiards, movie nights and game-day gatherings. Outside, enjoy the tranquility of the private acreage from the oversized deck, professionally painted for a refreshed appearance. The beautifully landscaped setting provides plenty of room to relax, entertain and enjoy the peaceful surroundings. The heated 3.5-car garage is a standout feature for car enthusiasts, hobbyists and anyone needing additional storage. It includes a designer two-tone polycarbonate epoxy floor, EV charging station and abundant space for vehicles, equipment and projects. Additional improvements include new modern doorknobs and hardware, NEST smart smoke alarms, new trim throughout, freshly painted interiors, new luxury lighting and updated flooring and finishes. The septic system was emptied in 2026, providing additional peace of mind. This exceptional home combines privacy, acreage, remarkable living space and an impressive list of thoughtful updates in one truly special home - designed for both everyday living and unforgettable entertaining.

Highlights

Listed by Nina Cerna , 815-739-3229 Real Broker LLC , 630-423-5891. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
1.83

Year Built

1997

County

Kane

Area

Campton Hills / St. Charles

School District

303

Listing ID

12732735

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener, Water Softener Owned, Gas Oven, Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump,Radon Mitigation System,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Starter,Masonry,More than one
Floor:Hardwood,Carpet
Basement:Finished,8 ft + pour,Concrete,Rec/Family Area,Storage Space,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s), 1st Floor Bedroom, Built-in Features, Walk-In Closet(s), High Ceilings, Open Floorplan, Granite Counters, Separate Dining Room, Pantry
Water:Well

Exterior Features

Lot:Cul-De-Sac,Mature Trees,Views
Lot Dimensions:294X175X38X252
Roof:Asphalt
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Tank
Parking Features:Asphalt,Garage Door Opener,Heated Garage,EV Ready,Yes,Garage Owned,Attached,Driveway,Owned,Garage
Principal Interest
$4,158
Taxes
$1,040

Home Price

$774,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$154,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,157.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,157.70 $1,039.83 $0.00 $5,197.54
Yearly $49,892.44 $12,478.00 $0.00 $62,370.44
Total $1,496,773.34 $374,340.00 $0.00 $1,871,113.34
Lender profile image
Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T00:56:05.000Z

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