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4135 River Ridge Dr , St. Charles, IL 60175
$1,015,000
Est. Payment: $5,539.27/mo
4 Bed
5 Bath
3561 Sqft
0.57 Acres
Status: active | Days on site: 23
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House Description

Welcome to this exceptional custom John Henry-built home in the highly sought-after Rivers Edge community of St. Charles. Beautifully maintained and thoughtfully updated, this impressive residence offers timeless craftsmanship, generous living spaces, and a seamless blend of everyday comfort and effortless entertaining. From the moment you enter, refinished hardwood floors, custom white trim, crown molding, and solid white doors create an elevated yet inviting atmosphere. The dramatic two-story family room serves as the heart of the home, featuring a brick fireplace and soaring windows that flood the space with natural light and overlook the beautifully enhanced kitchen and sun-filled breakfast room.Designed for both everyday living and entertaining, the kitchen features custom cabinetry, quartz countertops, stainless steel appliances, double ovens, a spacious center island, and refinished flooring. The main level also offers a private den or home office, convenient laundry room, and a flexible ensuite bedroom ideal for guests, multigenerational living, or a private retreat. The spacious primary suite provides a relaxing escape with dual sinks, granite countertops, a generous walk-in closet, and a whirlpool tub. The expansive finished basement takes entertaining and everyday living to the next level. A custom bar anchors the recreation area, complemented by an exercise room, fifth bedroom, full bathroom, and newly added theater room. The completely remodeled basement bathroom adds a fresh, modern finish, while the theater room creates the perfect space for movie nights, game days, and gatherings. With so much versatile finished space, the lower level easily adapts to recreation, hobbies, guests, or relaxation.Outside, professionally maintained landscaping, mature trees, established flower beds, and thoughtfully designed plantings create a beautiful setting. The expansive deck provides an ideal backdrop for outdoor dining and entertaining, while the oversized three-car garage offers ample parking and storage. Ideally located near the Fox River, scenic bike paths, parks, shopping, dining, golf, and premier country clubs, with convenient access to major roadways. Located within highly regarded St. Charles School District 303, this exceptional home offers the space, craftsmanship, flexibility, and lifestyle today's buyers are seeking. A rare opportunity to own a custom John Henry home in one of St. Charles' most desirable communities, with exceptional living and entertaining spaces both inside and out.

Highlights

Listed by Giselle Carmona , 312-773-3640 and Ivan Madera , (305) 720-8003 Jameson Sotheby's International Realty , 630-320-2829. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

739 Annually

Year Built

2003

County

Kane

Area

Campton Hills / St. Charles

Neighborhood

Rivers Edge

School District

303

Listing ID

12771007

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Double Oven, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s), Oven, Range Hood, Humidifier, Water-Softener Owned,TV-Cable,CO Detectors,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Radon Mitigation System
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Starter
Floor:Hardwood
Basement:Finished,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s), Wet Bar
Water:Public

Exterior Features

Lot:Landscaped
Lot Dimensions:121X205X122X207
Garage Capacity:3
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached
Principal Interest
$5,539
Taxes
$1,402
HOA
$739

Home Price

$1,015,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$203,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,539.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,539.27 $1,401.85 $739.00 $7,680.12
Yearly $66,471.26 $16,822.14 $8,868.00 $92,161.40
Total $1,994,137.70 $504,664.20 $266,040.00 $2,764,841.90
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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