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42 W046 Retreat Ct , St. Charles, IL 60175
$799,900
Est. Payment: $4,291.84/mo
5 Bed
3 Bath
3551 Sqft
0.49 Acres
Status: contingent | Days on site: 11
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289 - 8704,8589,543
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House Description

Exceptional Home in The Windings! Beautifully updated and thoughtfully designed, this stunning home offers over 3,500 square feet of living space, an outstanding cul-de-sac location and a wonderful, level backyard backing to the winding Ferson creek. Mature trees provide a beautiful natural backdrop, while the spacious yard, deck and fire pit create the perfect setting for outdoor entertaining and relaxation. A dramatic two-story foyer welcomes you into a home filled with quality finishes and attention to detail. Extensive updates include flooring, interior doors, custom millwork, wainscoting, crown molding and built-in bookcases. Nine-foot ceilings enhance the main level, while vaulted ceilings add architectural interest to the family room and sunroom. The beautifully remodeled kitchen features quartz countertops, an expansive center island, high-end stainless steel appliance, brick wall feature and a dedicated coffee/tea bar. Designed with both everyday living and entertaining in mind, the floor plan offers generous gathering spaces, a private first-floor office and a first-floor bedroom with an adjacent full bath, ideal for guests, extended family or multigenerational living. The family room is the perfect place to unwind with a floor to ceiling fireplace and volume ceilings opening to the sunroom with vaulted ceiling with wooden beam and arched windows with built in bookcases. Upstairs, the impressive primary suite is a true retreat, featuring vaulted ceilings, an AMAZINGLY beautifully renovated luxury bath and a private balcony overlooking the serene backyard. Spacious secondary bedrooms and an updated hall bath complete the second level.The partially finished basement provides additional flexible living space, along with rough-in plumbing for a future bathroom. Additional highlights include a three-car garage with epoxy floor, radon mitigation system, newer roof (2019), windows (2016), deck (2019), water heater (2022), kitchen renovation (2020) and primary bath renovation (2022) and new furnaces and ac units. Located in the highly desirable Windings of Ferson Creek, residents enjoy a newly updated clubhouse, community pool and scenic walking and biking trails, playground, tennis courts, fishing pond and sledding hill. Highly ranked 301 school district. A truly special home offering exceptional finishes, versatile living spaces and a beautiful setting in one of the area's most sought-after neighborhoods!
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Highlights

Listed by Tina Mastrangelo , 815-739-1888 and Cody Salter , (630) 347-8900 Great Western Properties , 630-347-8900. Midwest Real Estate Data mls logo

Property Type

Residential
Lot/Acreage
0.49

HOA Fee

800 Annually

Year Built

1991

County

Kane

Area

Campton Hills / St. Charles

 Neighborhood

The Windings of Ferson Creek

 School District

301

Listing ID

12780212

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer, Humidifier, Water-Softener Rented,CO Detectors,Ceiling Fan(s),Sump Pump,Backup Sump Pump;,Radon Mitigation System
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Hardwood
Basement:Unfinished,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Special Millwork, Separate Dining Room, Quartz Counters
Water:Shared Well

Exterior Features

Lot:Cul-De-Sac,Wooded
Lot Dimensions:75 X 166 X 217 X 167
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Balcony, Fire Pit
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$4,292
Taxes
$1,078
HOA
$800

Home Price

$799,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,291.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,291.84 $1,078.07 $800.00 $6,169.91
Yearly $51,502.09 $12,936.86 $9,600.00 $74,038.95
Total $1,545,062.58 $388,105.80 $288,000.00 $2,221,168.38
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Market insight data is pulled from the same city as the listing being viewed (St. Charles, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-26T22:55:05.000Z

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