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22524 Luther Rd , Sterling, IL 61081
$425,000
Est. Payment: $2,280.33/mo
3 Bed
2 Bath
2700 Sqft
5.88 Acres
Status: active | Days on site: 143
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93111 - 930330,930329
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

This one-of-a-kind residence blends timeless character with modern amenities and beautiful scenery. A rare opportunity to own a meticulously crafted home with horse facilities, mature landscaping, and versatile living spaces. The exterior features beautiful stone accents, a wrap-around porch, and a circular drive, while the grounds offer a pasture area, walking trails, and mature trees including a majestic willow. A finished stone-wall enclosed porch with a wood-burning stove complements a patio off the kitchen, creating ideal indoor-outdoor living for year-round enjoyment. The property includes a new horse barn/shed with two stalls and an indoor arena, plus a large older barn with abundant potential for storage or projects. Inside, the main level offers an inviting living room with a fireplace and abundant natural light, a den or office (or potential bedroom) with an attached full bath, and a large eat-in kitchen with an island, built-in shelving, and a pantry. The expansive family room features a beautiful stone wood burning fireplace, exterior access, and numerous windows to capture views of the property. Exceptional main-floor laundry room adds convenience and functionality. Easy access to the patio from the kitchen further enhances seamless indoor-outdoor living. Upstairs, there are two bedrooms, including a master suite with a large full bath featuring dual sinks and a walk-in closet. Additional gathering area on the second floor provides flexible space for a sitting area, play space, or additional usage, and a walk-up attic offers excellent storage. The basement includes upgraded foam insulation for enhanced energy efficiency, a recently updated hot water heater, and a furnace installed approximately 1.5 years ago. This unique property exudes immense character and history, making it ideal for horse enthusiasts, outdoor lovers, or buyers seeking a retreat with modern conveniences. Its flexible floor plan, abundant storage, and hobby space potential make it a truly one-of-a-kind offering. Call for a private showing today!
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Highlights

Listed by Kirsten Crawford , 815-973-0841 and Tim Crawford , (815) 535-3444 Crawford Realty, LLC , 815-285-3444. Midwest Real Estate Data mls logo

Property Type

Residential
Lot/Acreage
5.88

County

Whiteside

Area

Sterling

 School District

399

Listing ID

12664190

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Wood Burning,Wood Burning Stove,Electric
Floor:Hardwood
Basement:Unfinished,Cellar,Partial
Other:
  • ▪ Additional:1st Floor Full Bath, Pantry
Water:Well

Exterior Features

Lot:Mature Trees,Pasture
Lot Dimensions:5.882
Garage Capacity:4
Sewer:Septic Tank
Parking Features:Driveway,Yes
Principal Interest
$2,280
Taxes
$435

Home Price

$425,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,280.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,280.33 $434.78 $0.00 $2,715.10
Yearly $27,363.90 $5,217.32 $0.00 $32,581.22
Total $820,917.11 $156,519.60 $0.00 $977,436.71
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Market insight data is pulled from the same city as the listing being viewed (Sterling, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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