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3009 Beringer Cir , Urbana, IL 61802
$449,900
Est. Payment: $2,430.44/mo
3 Bed
3 Bath
2202 Sqft
0.35 Acres
Status: closed | Days on site: 4
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95460 - 952431,950244
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House Description

Welcome to this impressive 5-bedroom, 3-bath waterfront home in Beringer Commons, perfectly positioned on Lighthouse Lake with beautiful island, peninsula and lighthouse views. Built with ICF construction, this all-electric home offers exceptional energy efficiency along with vaulted ceilings, abundant natural light and over 4,300 finished square feet. The main level features warm wood tones, plantation shutters, custom built-ins, a brick fireplace, dedicated breakfast nook, separate dining room and a beautifully updated kitchen with granite countertops, custom cabinetry and generous workspace. Three bedrooms are located on the main level, while the finished daylight basement adds two additional bedrooms, a second full living area, billiards/rec space, a full kitchenette and wet bar, wood-burning fireplace and incredible natural light. One lower-level bedroom offers lake views, a walk-in closet and flexibility as an office, exercise room or guest suite. Outside, enjoy western sunsets from the elevated deck, then step down to a custom paver patio overlooking the fenced backyard, mature landscaping and water. Additional highlights include a 3-car garage, central vacuum, app-controlled backyard irrigation and an outstanding lot with impressive curb appeal from both the front and rear. A rare opportunity to enjoy waterfront living, space, efficiency and a truly special setting in one of the area's most distinctive neighborhoods.

Highlights

Listed by Nate Evans , 217-493-9297 Nate Evans Group , 217-239-7113. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

200 Annually

Year Built

2003

County

Champaign

Area

Urbana

School District

116

Listing ID

12726145

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:Gas Log
Below Ground Sq Ft:2298
Basement:Finished,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Water Rights,Lake Front,Waterfront
Lot Dimensions:82x190x82
Garage Capacity:3
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage,Yes,Garage Owned,Attached
Principal Interest
$2,430
Taxes
$1,203
HOA
$200

Home Price

$449,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,430.44 $1,202.50 $200.00 $3,832.94
Yearly $29,165.25 $14,430.00 $2,400.00 $45,995.25
Total $874,957.56 $432,900.00 $72,000.00 $1,379,857.56
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Urbana, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T23:24:05.000Z

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