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504 W Michigan Ave , Urbana, IL 61801
$409,900
Est. Payment: $2,214.35/mo
4 Bed
2 Bath
2301 Sqft
0.18 Acres
Status: closed | Days on site: 2
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95313 - 952385,952042
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House Description

Surrounded by mature trees and set along one of West Urbana's most charming brick streets, this historic 4BD/2BA home blends timeless character with thoughtful modern updates. Refinished hardwood floors extend throughout the main level, where the spacious living room features a wood-burning fireplace. An enclosed sunroom filled with natural light offers an inviting space for a home office, art studio or reading room. Original built-in cabinetry adds charming detail to the dining room, which opens to a redesigned kitchen renovated in 2016. The updated layout includes a peninsula, exposed brick behind the stove, quartz countertops, stainless steel appliances, generous cabinetry and a pull-out pantry. The first-floor primary bedroom features a large picture window and offers the everyday convenience of main-level living, with a fully remodeled bathroom just steps away. Upstairs, you'll find three additional bedrooms, an office or potential 5th bedroom and a second full bathroom. The spacious attic offers high ceilings and existing electrical wiring, providing excellent potential for future finished space. Outside, mature landscaping surrounds a fenced garden that blooms throughout the warmer months, while the brick patio offers plenty of room to relax or entertain. Additional features include a new roof in 2020, new electric WH in 2026, energy efficiency improvements including extensive sealing and insulation and an active radon mitigation system. Conveniently located just blocks from the University of Illinois, Carle Park, public transportation and downtown Urbana.

Highlights

Listed by Katie Ruthstrom , 217-418-6683 KELLER WILLIAMS-TREC , 217-356-6100. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1912

County

Champaign

Area

Urbana

School District

116

Listing ID

12723661

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Range Hood, Humidifier
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Hardwood
Basement:Unfinished,Partial
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Quartz Counters
Water:Public

Exterior Features

Lot Dimensions:60X135
Garage Capacity:1
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Gravel,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$2,214
Taxes
$1,265

Home Price

$409,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$81,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,214.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,214.35 $1,265.25 $0.00 $3,479.60
Yearly $26,572.21 $15,183.00 $0.00 $41,755.21
Total $797,166.27 $455,490.00 $0.00 $1,252,656.27
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Urbana, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T19:27:07.000Z

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