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130 W Garfield St , Waterman, IL 60556
$245,900
Est. Payment: $1,341.98/mo
3 Bed
1 Bath
1530 Sqft
0.22 Acres
Status: active | Days on site: 66
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7626 - 70076
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House Description

Welcome to 130 West Garfield! This charming 3-bedroom, 1-bath home is filled with character, beautiful original details, and several important updates. Built as a Sears home, the property showcases unique craftsmanship, including beautiful built-ins, arched doorways, and hardwood floors that add warmth and personality throughout. The main level features a primary bedroom, making one-level living an option, along with inviting living spaces highlighted by a wood-burning fireplace. Hardwood flooring runs throughout much of the main level and upstairs, with durable tile flooring in the kitchen. The bathroom was updated in 2025, and the upstairs windows were also replaced in 2025. Several major exterior improvements have already been completed, including a new roof in 2023 and a new concrete driveway in 2023. The home features aluminum siding, a refinished deck, and a yard shaded by large, mature hardwood trees. The heated garage is another great bonus, especially during Illinois winters. A backup heater in the basement is also in place for an additional heat source in the event of a power outage. With its classic Sears-home character, original built-ins, arched openings, hardwood floors, mature trees, and thoughtful updates, 130 West Garfield offers the kind of charm you simply don't find in every home.

Highlights

Listed by Nathan Gudmunson , 815-970-0001 Coldwell Banker Real Estate Group , 815-756-2557. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1930

County

DeKalb

Area

Waterman

School District

425

Listing ID

12739489

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Humidifier, CO Detectors,Ceiling Fan(s),Security Cameras,Water Heater-Electric
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Hardwood
Basement:Unfinished,Full
Water:Public

Exterior Features

Lot Dimensions:75 x 130
Garage Capacity:5
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Heated Garage,Yes,Garage Owned,Detached,Off Street,Driveway,Garage
Principal Interest
$1,342
Taxes
$327

Home Price

$245,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$49,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,341.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,341.98 $327.37 $0.00 $1,669.34
Yearly $16,103.73 $3,928.40 $0.00 $20,032.13
Total $483,111.78 $117,852.00 $0.00 $600,963.78
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Waterman, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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