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528 S Water St , Wilmington, IL 60481
$259,900
Est. Payment: $1,418.38/mo
3 Bed
2 Bath
1260 Sqft
0.4 Acres
Status: new | Days on site: 38
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House Description

Welcome to this charming vintage farmhouse nestled among mature trees in a peaceful setting along the beautiful Kankakee River "Mill Race" channel. Full of character and timeless appeal, this 3-bedroom, 2-bath home offers a comfortable layout with an eat-in kitchen, separate dining room, inviting living room, and convenient main-level laundry. Numerous updates provide peace of mind while preserving the home's vintage charm, including a brand-new chimney, newer A/C condenser, siding, roof, hot water heater, and more. Outside, the property truly stands out with an impressive two detached garages-a spacious 4-car garage plus a 3-car garage with utilities already ran-offering an abundance of room for vehicles, hobbies, storage, or workspace. A large RV parking pad provides even more flexibility. Surrounded by mature trees and set alongside the scenic Mill Race channel, this property offers a unique combination of character, space, and functionality. With its generous garage space, recent improvements, and charming setting, this farmhouse is ready for its next chapter. Schedule your private tour today!

Highlights

Listed by Christina Atamian , 815-671-6299 john greene Realtor , 630-820-6500. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.4

Year Built

1895

County

Will

Area

Wilmington

School District

209U

Listing ID

12792924

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:
Basement:Unfinished,Cellar,Full
Water:Public

Exterior Features

Lot:Waterfront
Lot Dimensions:67X282X94X346
Garage Capacity:7
Sewer:Public Sewer
Parking Features:Yes,Garage Owned,Detached,Garage

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Oct 31
Principal Interest
$1,418
Taxes
$311

Home Price

$259,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$51,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,418.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,418.38 $310.83 $0.00 $1,729.21
Yearly $17,020.57 $3,730.00 $0.00 $20,750.57
Total $510,617.13 $111,900.00 $0.00 $622,517.13
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Wilmington, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T13:00:05.000Z

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