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154 Flora Fern Rd , Wilmington, IL 60481
$339,000
Est. Payment: $1,850.06/mo
3 Bed
2 Bath
1200 Sqft
Status: active | Days on site: 147
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94276 - 940025,940824,1017471
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Welcome to this stunning waterfront log cabin retreat in the highly sought-after Shadow Lakes community-where luxury, comfort, and outdoor living come together in a truly move-in ready home. This beautifully maintained 3-bedroom, 2-bath home offers magazine-worthy charm with thoughtful upgrades and custom details throughout. From the moment you arrive, you'll be impressed by the professionally landscaped yard filled with vibrant perennials, inlaid paver sidewalks, and a charming trellis entryway leading to multiple outdoor sitting areas designed for relaxing and entertaining. Enjoy peaceful waterfront views from the wraparound deck featuring lighting throughout, outdoor fans, under-deck storage, and a gazebo overlooking the water. The private composite boat dock and kayak rack make it easy to enjoy all the waterfront activities this unique property has to offer. Inside, the home showcases warm hardwood flooring, beautiful cedar and brick siding accents, and an inviting two-story layout with a basement. The kitchen is loaded with upgrades including pull-out drawers, under-cabinet lighting, stone tile backsplash, stainless steel range hood, hidden broom closet, and built-in blinds. The spacious living area features a stunning mason mantel fireplace creating the perfect cozy retreat. Both bathrooms offer spa-like finishes with heated floors for added comfort. Additional updates include interior paint within the last year and exterior paint within the last two years. Other major improvements include upgraded Pella windows, Trane furnace, extended shed with front and rear access, and dedicated washer and dryer area in the basement. Shadow Lakes is a private gated community surrounded by miles of interconnecting spring-fed lakes, channels, and marshes ideal for fishing, swimming, kayaking, and boating. Community amenities include a clubhouse, two pools, sandy beach, golf cart trails, nature paths, pavilion, dog park, pickleball courts, volleyball and basketball courts, and seasonal ice skating. Conveniently located near I-55 and approximately 60 minutes from Chicago, this property is perfect as a full-time residence or weekend getaway. Association dues vary by usage level and include water, sewer, and garbage services. Electric boats and golf carts only. Buyers are encouraged to verify all rules, regulations, and community information directly with Shadow Lakes. Lot size and square footage are approximate. Leaf guard gutters, with lifetime warranty that stays with the home. Buyers must be preapproved or have proof of funds to view this home.
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Highlights

Listed by Diane Martin , 815-735-0402 and Josie Gill , (815) 409-3813 Hexagon Real Estate , 815-986-9718. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

2340 Annually

Year Built

1990

County

Will

Area

Wilmington

 Neighborhood

Shadow Lakes

 School District

255U

Listing ID

12658063

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Basement:Finished,Partial
Other:
  • ▪ Additional:Vaulted Ceiling(s), Solar Tube(s), 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features
Water:Public

Exterior Features

Lot:Channel Front,Landscaped,Water Rights,Views,Waterfront
Lot Dimensions:125x47x107x45
Garage Capacity:3
Others:
  • ▪ Additional:Fire Pit, Dock, Lighting
Sewer:Public Sewer
Parking Features:Yes
Principal Interest
$1,850
Taxes
$333
HOA
$2,340

Home Price

$339,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,850.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,850.06 $333.00 $2,340.00 $4,523.06
Yearly $22,200.74 $3,996.00 $28,080.00 $54,276.74
Total $666,022.35 $119,880.00 $842,400.00 $1,628,302.35
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Market insight data is pulled from the same city as the listing being viewed (Wilmington, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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