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156 Fossil Cove Ln , Wilmington, IL 60481
$347,900
Est. Payment: $1,898.63/mo
4 Bed
3 Bath
1850 Sqft
Status: contingent | Days on site: 124
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House Description

LOCATION, LOCATION, LOCATION! Conveniently located directly across from the beach area and just moments from the amenity center, this stunning waterfront home offers the perfect blend of comfort, convenience, and modern living. This beautifully maintained home features 4 bedrooms, 2.5 bathrooms, and an impressive list of upgrades. Master Bedroom on main level is bright with window lined walls over looking the water. This room could be used as a sunroom. Inside, you'll find gorgeous hardwood floors throughout, elegant marble countertops, new wood blinds, and custom built-in shelving in every closet for exceptional organization and storage. The spacious primary suite includes a private bath and walk-in closet, while the oversized laundry room comes complete with a stacked washer and dryer. Designed with efficiency in mind, the home is equipped with an off-grid passive solar system, rainwater collection system, and an on-demand hot water heater. A 4-foot crawl space provides valuable additional storage, adding even more functionality. Step outside to enjoy low-maintenance landscaping, composite decking, and a hardwood ADA ramp that can easily be removed if desired. The detached shed, built on a concrete foundation with access from both sides and a concrete apron, offers endless possibilities as a workshop, storage area, hobby space, or even your own tiki bar. For added peace of mind, many of the home's windows and doors have been replaced within the past four years. Located within the private, gated Shadow Lakes community, you'll enjoy miles of interconnected spring-fed lakes, channels, and marshes that are ideal for fishing, boating, swimming, and enjoying abundant wildlife. Some waters reach depths of up to 42 feet, making them perfect for anglers seeking trophy-sized fish. Residents enjoy an exceptional array of amenities, including a clubhouse, two swimming pools, a sandy beach, golf cart trails, nature paths, a winter ice-skating rink, pavilion, dog park, volleyball, basketball, pickleball courts, and a variety of recreational activities for all ages. Whether you're searching for a year-round residence or the perfect weekend getaway, this home offers an unbeatable lifestyle just 60 minutes from Chicago with convenient access to I-55. Shadow Lakes allows electric boats and golf carts, and association dues are tiered based on usage. HOA dues include water, sewer, and garbage service. Buyers and their agents are encouraged to contact Shadow Lakes or visit the community website for current rules, regulations, and association information. Lot dimensions and square footage are approximate.

Highlights

Listed by Diane Martin , 815-735-0402 and Josie Gill , (815) 409-3813 Hexagon Real Estate , 815-986-9718. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

2340 Annually

Year Built

1994

County

Will

Area

Wilmington

Neighborhood

Shadow Lakes

School District

255U

Listing ID

12667158

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer
Air Cond:Central Air
Fireplaces:
Basement:Crawl Space
Water:Public

Exterior Features

Lot:Channel Front,Water Rights,Waterfront
Lot Dimensions:49x99
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Parking Features:Asphalt,Driveway,Yes
Principal Interest
$1,899
Taxes
$399
HOA
$2,340

Home Price

$347,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$69,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,898.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,898.63 $398.92 $2,340.00 $4,637.55
Yearly $22,783.60 $4,787.00 $28,080.00 $55,650.60
Total $683,507.89 $143,610.00 $842,400.00 $1,669,517.89
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Wilmington, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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