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0s461 Madison Street , Winfield, IL 60190
$704,900
Est. Payment: $3,846.93/mo
4 Bed
3 Bath
2809 Sqft
Status: active | Days on site: 110
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88268 - 1012540
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House Description

Welcome to this beautifully maintained and thoughtfully updated 4-bedroom, 2.5-bath home offering nearly 3,900 square feet of space. Nestled in a quiet, peaceful neighborhood with great neighbors, this home combines modern upgrades, energy efficiency, and exceptional everyday comfort. The spacious floor plan features 2,809 square feet of above-grade living space, complemented by a 657-square-foot finished basement and an additional 422 square feet of unfinished basement storage. A large, clean, easily accessible crawlspace provides even more practical storage options. The heart of the home is the stunning custom kitchen, completely remodeled in 2018. Featuring custom cabinetry, quartz countertops, a large center island with seating for six, and premium GE Cafe appliances, the kitchen is designed for both everyday living and entertaining. The kitchen opens directly to a low-maintenance Trex deck equipped with outdoor lighting, fans, and built-in speakers, creating the perfect space for relaxing or hosting guests. Natural light fills the home through abundant windows, enhancing the home's inviting atmosphere and well-designed layout. The first floor includes a large, dedicated office with built-in bookshelves, speakers, and Ethernet wiring, providing an ideal workspace for working from home. The living room is pre-wired for rear surround speakers and a subwoofer, creating an excellent home theater experience. New carpet was just installed on the first floor (2026). Upstairs, all four bedrooms are conveniently located on the same level. The primary suite serves as a private retreat, highlighted by a dramatic 10-foot tray ceiling, a spacious walk-in closet, and an en-suite bath. Three additional bedrooms share a full hallway bath. Upstairs carpet was replaced in 2021. The expansive finished basement offers flexible living space ideal for a media room, recreation area, home gym, or playroom. Basement carpet was installed in 2021. Additional interior features include a cozy wood-burning fireplace with a premium gas log set, a three-zone HVAC system for enhanced comfort and efficiency, and extensive energy-efficiency improvements including complete attic air sealing and additional blown insulation. These upgrades contribute to remarkably affordable utility costs, with average monthly electric bills of $128 and average gas bills of $93 in 2025. Outside, enjoy a large 1/3-acre lot featuring a fully fenced backyard shaded by beautiful mature trees, a 10' x 12' storage shed, a welcoming front porch sitting area, and a two-car garage with extensive storage. The garage was further improved with insulated garage doors and new openers with battery backup systems in 2018. Major exterior updates provide peace of mind, including a new roof installed in 2020, vinyl siding and gutters replaced in 2018, and premium gutter guards for virtually maintenance-free operation. Security and convenience are enhanced with four wired 4K PoE security cameras and a doorbell camera system. Ideally located just minutes from downtown Winfield, the train station, Central DuPage Hospital, and Target, the home also offers easy access to a nearby park and baseball field. This exceptional property combines modern updates, generous living space, energy efficiency, and an unbeatable location. Move-in ready and meticulously maintained, it's ready to welcome its next owners.

Highlights

Listed by Jonathan Minerick , 888-400-2513 Homecoin.com , 888-400-2513. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1986

County

DuPage

Area

Winfield

School District

34

Listing ID

12684531

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Double Oven, Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Disposal, Stainless Steel Appliance(s), Range Hood, Gas Cooktop, Gas Oven, Humidifier, TV-Cable,TV Antenna,Fan-Attic Exhaust,Sump Pump,Radon Mitigation System,Security Cameras,Water Heater-Gas
Air Cond:Central Air,Zoned
Fireplaces:
Floor:Carpet
Below Ground Sq Ft:657
Basement:Partially Finished,Crawl Space,Egress Window,9 ft + pour,Concrete,Storage Space,Full
Other:
  • ▪ Additional:Walk-In Closet(s), Bookcases
Water:Lake Michigan,Public

Exterior Features

Lot Dimensions:166.77x85
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached
Principal Interest
$3,847
Taxes
$1,129

Home Price

$704,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$140,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,846.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,846.93 $1,128.72 $0.00 $4,975.65
Yearly $46,163.14 $13,544.64 $0.00 $59,707.78
Total $1,384,894.25 $406,339.20 $0.00 $1,791,233.45
Lender profile image
Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Winfield, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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