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1305 13th St , Winthrop Harbor, IL 60096
$345,000
Est. Payment: $1,882.81/mo
3 Bed
3 Bath
2654 Sqft
0.35 Acres
Status: active | Days on site: 51
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26616 - 246616
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House Description

Location, nature, and space come together in this inviting 3-bedroom, 2.5-bath split-level home with a detached 3-car garage, no HOA, and a peaceful setting near Lake Michigan! Tucked away on a quiet dead-end street adjacent to the forest preserve, this home offers beautiful seasonal views, abundant privacy, and the convenience of city water and sewer. Step inside to a bright, open living room featuring a vaulted ceiling, plush carpeting, and a large picture window overlooking the natural surroundings. The spacious eat-in kitchen offers all appliances, a breakfast bar, new flooring, oversized pantry closet, and plenty of room for a dining table. French doors lead directly to the deck for easy indoor-outdoor living, grilling, and entertaining. The primary bedroom features a private ensuite bath, while two additional generously sized bedrooms share a second full bath with new flooring. Closets throughout provide plenty of storage. The newly renovated lower-level family room adds even more living space and features a cozy wood-burning fireplace, convenient half bath, and walkout access to the yard-perfect for a recreation room, movie room, home office, or entertaining space. The mechanical/laundry room includes a newer washer and dryer (2022). Smart-home buyers will appreciate updated wiring for smart-home technology and smart light switches throughout. Additional features include 200-amp electrical service and a low-maintenance exterior. A standout feature is the impressive 32' x 28' detached 3-car garage with additional storage-ideal for car enthusiasts, a workshop, hobbies, recreational equipment, or extra storage. A shed and side parking apron provide even more flexibility. With no HOA, a 3-car garage, walkout lower level, deck, smart-home features, forest preserve setting, and Lake Michigan just minutes away, this home offers a rare combination of space, privacy, nature, and convenience!

Highlights

Listed by Beth Armstrong , 847-612-4448 Berkshire Hathaway HomeServices Starck Real Estate , 847-515-1200. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.35

Year Built

2004

County

Lake

Area

Winthrop Harbor

School District

1

Listing ID

12744616

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Range Hood, Humidifier, CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Laminate
Basement:Partially Finished,Exterior Entry,Full,Walk-Out Access
Other:
  • ▪ Additional:Cathedral Ceiling(s)
Water:Public

Exterior Features

Lot:Wooded,Mature Trees,Backs to Trees/Woods
Lot Dimensions:0.3473
Garage Capacity:12
Roof:Asphalt
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Side Apron,Driveway,Owned,Garage
Principal Interest
$1,883
Taxes
$808

Home Price

$345,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$69,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,882.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,882.81 $807.75 $0.00 $2,690.56
Yearly $22,593.68 $9,693.00 $0.00 $32,286.68
Total $677,810.35 $290,790.00 $0.00 $968,600.35
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Market insight data is pulled from the same city as the listing being viewed (Winthrop Harbor, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T13:00:05.000Z

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