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1401 Main Cross St , Xenia, IL 62899
$76,500
Est. Payment: $410.46/mo
3 Bed
1 Bath
1208 Sqft
Status: contingent | Days on site: 15
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98228 - 1060044,1060044
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House Description

Ready for an Uplift? This affordable 3-bedroom home is ready for someone to bring out its full potential! If you're looking for an affordable home with many of the important updates already completed, this one is worth a look. The home features a metal roof, vinyl siding, replacement windows, 200-amp breaker box, updated water lines, and some completed drywall work. There is still some work to do, including the dining room and laundry room floors that need an uplift for the dining room has a down slope, but the potential is here to create a comfortable home at an affordable price. The large corner lot is one of the highlights, with tall, mature trees providing plenty of shade and room to enjoy the outdoors. The oversized 31' x 25' detached 2-car garage offers plenty of room for vehicles, storage, a workshop, or all three. Inside, the spacious kitchen features solid wood cabinets, stainless sink, gas range, French-door refrigerator, dishwasher, and microwave hood, with the washer and dryer also staying with the home. The large living room provides plenty of space to relax, while the primary bedroom offers a nice-sized retreat. The other two bedrooms share a convenient Jack-and-Jill closet. There has already been plenty of work completed, and with some additional TLC, this could become a great home for someone looking for value and space without breaking the budget. Ready to put in a little work and enjoy the rewards? This property may also be a great candidate for one of the grant programs that may be available to qualified buyers. Come take a look and see for yourself the possibilities this affordable home has to offer. Give our office a call today and let's take a look!

Highlights

Listed by Phil Wiley , 618-676-7445 WILEY REALTY GROUP , 618-508-4848. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1923

County

Clay

Area

Xenia

School District

35

Listing ID

12762198

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot:Corner Lot,Level
Lot Dimensions:90x120
Garage Capacity:7
Roof:Metal
Sewer:Public Sewer
Parking Features:Gravel,Yes,Detached,Garage
Principal Interest
$410
Taxes
$20

Home Price

$76,500

Loan Details

30 yrs
7.08%

Down Payment

20%
$15,300
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$410.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $410.46 $19.67 $0.00 $430.13
Yearly $4,925.50 $236.00 $0.00 $5,161.50
Total $147,765.08 $7,080.00 $0.00 $154,845.08
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Xenia, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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