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sales rep | Brivity IDX

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3401 Saratoga Ave , Annapolis, MD 21403
$879,000
Est. Payment: $4,826.67/mo
3 Bed
3 Bath
2700 Sqft
0.18 Acres
Status: active | Days on site: 48
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CBRB43 - 48331,40532
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House Description

Welcome Arundel on the Bay - a water oriented lifestyle community offering access to kayaking, paddle-boarding, beach and playground. All this with close proximity to shopping, restaurants, parks and downtown Annapolis. The quiet and calm neighborhood offers an island-like feeling. And this striking 3-story home is absolutely MOVE-IN READY! Gracious and plentiful windows leave you appreciating the timeless perennial gardens, majestic trees and peeks at Fishing Creek from multiple locations. As Fall arrives the "peeks" will become relaxing and lovely views! A bright and open floorplan features architectural lines and high ceilings which enhance the home's airy, gallery-like feel. Stunning wood floors offer warmth and continue the feeling of openness. We hope you like to cook and entertain - this Kitchen makes it not only possible but inviting and engaging. Extend your morning or evening and take a step out to the private back Deck tucked in to give you an intimate feeling with a lovely pergola and hanging lights. And it is only one of three Decks. The Primary Suite is magazine worthy - morning coffee on your Deck with lovely views or an evening toast to the day. Two more very spacious Bedrooms and updated Bath complete the 2nd Floor. And then the 3d Floor is worthy of the term "RETREAT". A wall of floor to ceiling windows with a side view of Fishing Creek and views of the trees and gardens below is icing on the cake! Amazing Community Features: Magnolia Avenue Beach, Newport Avenue Community Pier, Linden Avenue Recreational Pier, Redwood Avenue launching pier/boat ramp, and playgrounds.

Highlights

Listed by Melanie A Graw , 4107033658 and Gail Feirstein , 4109913507 Coldwell Banker Realty , 4102638686. Bright MLS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

227.84 Annually

Year Built

1989

County

Anne Arundel

Neighborhood

Arundel On The Bay

School District

Anne Arundel County Public Schools

Listing ID

MDAA2157268

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:1 Fireplace
Above Ground Sq Ft:2700
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R2
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Detached Garage,2+ Spaces,1+ Spaces
Principal Interest
$4,827
Taxes
$676
HOA
$228

Home Price

$879,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$175,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,826.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,826.67 $675.75 $227.84 $5,730.26
Yearly $57,920.05 $8,109.00 $2,734.08 $68,763.13
Total $1,737,601.45 $243,270.00 $82,022.40 $2,062,893.85
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS