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54 Decatur Ave , Annapolis, MD 21403
$980,000
Est. Payment: $5,215.97/mo
3 Bed
2 Bath
2035 Sqft
0.75 Acres
Status: active under contract | Days on site: 56
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LNG233 - 137892
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Don't MISS this RARE OPPORTUNITY IN THE VERY POPULAR COMMUNITY OF BAY RIDGE. .7460 Acres ! Make this PROPERTY Your Own! USE YOUR IMAGINATION! THE BAY RIDGE LIFESTYLE IS UNMATCHED IN ALL OF MARYLAND! SUPERIOR WATER ACCESS, STEPS TO COMMUNITY POOL/CLUBHOUSE W/ WATERCRAFT STORAGE RACKS , PRIVATE COMMUNITY BEACHES! & THE BIG WOODS "BAY RIDGE CONSERVATION AREA” W/TRAILS AND ACCESS TO BLACKWALNUT CREEK, A TRUE GEM! WALK TO COMMUNITY MARINA, PLAYGROUND, BASKETBALL/PICKEL BALL COURT, KAYAK RACKS , KASS PARK w/ BASEBALL/SOCCER, LACROSSE FIELD!! WHETHER YOU'RE A BOATER, SUP ENTHUSIAST, DOG WALKER, HIKER (PRIVATE TRAILS IN THE BIG WOODS), RUNNER, THIS NEIGHBORHOOD HAS IT ALL! JOINING THE BAY RIDGE CIVIC ASSOCIATION IS VOLUNTARY. SOLD STRICTLY AS IS.
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Highlights

Listed by Gary A Schneider , 4433707505 Long & Foster Real Estate, Inc. , 4102602800. Bright MLS

Property Type

Residential
Lot/Acreage
0.75

HOA Fee

300 Annually

Year Built

1966

County

Anne Arundel

 Neighborhood

Bay Ridge

 School District

Anne Arundel County Public Schools

Listing ID

MDAA2146010

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Dryer - Electric, Dryer - Front Loading, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Air Cond:Ceiling Fan(s),Heat Pump(s)
Fireplaces:Fireplace - Glass Doors,Mantel(s),Stone,1 Fireplace
Floor:Ceramic Tile,Marble,Wood,Vinyl
Above Ground Sq Ft:1776
Below Ground Sq Ft:259
Basement:Connecting Stairway,Daylight,Partial,Full,Fully Finished,Heated,Interior Access,Outside Entrance,Rear Entrance,Walkout Stairs,Windows,Workshop
Other:
  • ▪ Additional:Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Dining/Living, Dining Area, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Well

Exterior Features

Lot:Front Yard,Interior,Partly Wooded,Rear Yard,Road Frontage,SideYard(s),Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:R2
Others:
  • ▪ Additional:Private Beach, Major Rehab Needed, Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Jog/Walk Path, Marina/Marina Club, Meeting Room, Mooring Area, Party Room, Pickleball Courts, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Security, Swimming Pool, Tot Lots/Playground, Water/Lake Privileges, Common Area Maintenance, Insurance
Sewer:Public Sewer
Parking Features:Unpaved,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,216
Taxes
$958
HOA
$300

Home Price

$980,000

Loan Details

30 yrs
7%

Down Payment

20%
$196,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,215.97

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,215.97 $957.83 $300.00 $6,473.80
Yearly $62,591.66 $11,494.00 $3,600.00 $77,685.66
Total $1,877,749.76 $344,820.00 $108,000.00 $2,330,569.76
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS