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1155 Spruce Tree Ln , Annapolis, MD 21409
$542,900
Est. Payment: $2,889.54/mo
3 Bed
2 Bath
1529 Sqft
0.21 Acres
Status: pending | Days on site: 2
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REKL12 - 3388275
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House Description

Welcome to this beautifully updated Cape St. Claire home, where extensive improvements, stylish finishes, and comfortable living spaces come together in a property that has been carefully maintained inside and out. At the heart of the home is an updated kitchen featuring newer appliances, 42-inch cabinetry, quartz countertops, a custom backsplash, and a farmhouse apron sink. The home features two full bathrooms, including one that was completely renovated from top to bottom with a new tub, tile, flooring, toilet, vanity, and sink. The second full bath has also been refreshed with new flooring, vanity, and sink. Newer luxury vinyl plank flooring and carpeting add a fresh, cohesive feel throughout the interior, while all-new custom window treatments installed throughout the home in 2026 provide a polished finishing touch. The finished lower level offers valuable additional living space with the flexibility to function as a recreation room, home office, or a combination of both. A fireplace adds warmth and character, creating an inviting setting for working, relaxing, or entertaining. A dedicated mini-split system installed in 2025 provides independent climate control for this level. The home has benefited from a substantial list of recent improvements, including a new main-level HVAC system installed in 2024, Hardie siding and shutters in 2025, replacement windows in 2022, and a roof replaced in 2018. The home also includes a garage with a new door installed in 2025. A security system was added in 2026, and an owned whole-house water treatment and softener system was installed in 2024, providing added convenience and value for the next owner. Outdoor living is equally appealing. A new deck completed in 2026 provides an ideal setting for dining, entertaining, or relaxing outdoors, while the fully fenced yard offers added privacy, security, and flexibility for pets or play. An expanded driveway and parking area installed in 2025 adds valuable everyday functionality and additional off-street parking. Tucked along a quiet, lightly traveled street with just five homes, the property enjoys a more private neighborhood setting while remaining only a few blocks from the Cape St. Claire community beach. The location also offers convenient access to Annapolis, shopping, dining, recreation, and major commuter routes while retaining the neighborhood atmosphere that makes Cape St. Claire so sought after. The home is served by the highly regarded Broadneck school district. With an updated kitchen, one fully renovated bath, a refreshed second full bath, extensive recent improvements, newer major systems, dedicated climate control on both finished levels, a garage, and substantial exterior upgrades already completed, this home offers the opportunity to simply move in and enjoy. Years of investment, care, and thoughtful enhancement have created a property where very little remains for the next owner to do.

Highlights

Listed by Howard Scott Weinstein , 7275603979 Real Broker, LLC - Severna Park , 8445517325. Bright MLS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

10 Annually

Year Built

1968

County

Anne Arundel

Neighborhood

Cape St Claire

School District

Anne Arundel County Public Schools

Listing ID

MDAA2156048

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Exhaust Fan, Microwave, Refrigerator, Stove
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Mantel(s),1 Fireplace
Floor:Carpet,Ceramic Tile,Luxury Vinyl Tile
Above Ground Sq Ft:990
Below Ground Sq Ft:539
Basement:Full,Fully Finished,Improved,Interior Access,Outside Entrance
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Combination Dining/Living, Floor Plan - Open, Ceiling Fan(s)
Water:Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Sail,Swimming Allowed,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:R5
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent, Beach, Marina/Marina Club, Pier/Dock, Swimming Pool, Tot Lots/Playground, Water/Lake Privileges, Pier/Dock Maintenance
Sewer:Public Sewer
Parking Features:Garage Door Opener,Inside Access,Garage - Front Entry,Attached Garage,Off Street,On Street,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,890
Taxes
$375
HOA
$10

Home Price

$542,900

Loan Details

30 yrs
7%

Down Payment

20%
$108,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,889.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,889.54 $374.58 $10.00 $3,274.13
Yearly $34,674.50 $4,495.00 $120.00 $39,289.50
Total $1,040,235.05 $134,850.00 $3,600.00 $1,178,685.05
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS