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1230 Hilltop Dr , Annapolis, MD 21409
$550,000
Est. Payment: $2,927.33/mo
5 Bed
2 Bath
2387 Sqft
0.21 Acres
Status: active | Days on site: 30
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LNG139 - 148482
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House Description

Welcome home to Cape St. Claire! Offering plenty of space inside and out, this beautifully updated rancher features a fully finished basement, five bedrooms, two full baths, and an open-concept layout designed for comfortable living. The main level showcases laminate wood floors, a gorgeous kitchen with granite counters, 42-inch cabinets and recessed lighting, plus three bedrooms and a full bath with convenient dual entry to the primary bedroom. Downstairs, you’ll find a large family room, two additional bedrooms, another full bath, laundry room, abundant storage, and walk-out access to the yard with a new awning. Whether you're relaxing on the front porch, grilling on the rear deck, or gathering around a fire pit in the spacious side yard, this home is ready to be enjoyed! Roof was replaced in 2021*********Cape St Claire amenities include, beaches, fishing/crabbing pier, boat ramp, playgrounds, marina, & more. Broadneck School District. Close to shops and restaurants. Mins from Downtown Annapolis, and easy access for commuter routes to Washington, Baltimore, and close to FtMeade. Great location, minutes from downtown Annapolis, and good commuter location with quick access to Rt 50 & I-97 close to Washington or Baltimore***BE SURE TO CHECK OUT THE VIRTUAL FLOOR PLAN TOUR

Highlights

Listed by Christopher L Fuller , 3012199638 Long & Foster Real Estate, Inc. , 4102633400. Bright MLS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

10 Annually

Year Built

1964

County

Anne Arundel

Neighborhood

Cape St Claire

School District

Anne Arundel County Public Schools

Listing ID

MDAA2158270

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1364
Below Ground Sq Ft:1023
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:3
Water:Well

Exterior Features

Lot:Private Beach,Boat - Powered,Canoe/Kayak,Fishing Allowed,Sail,Swimming Allowed,Waterski/Wakeboard,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:R5
Others:
  • ▪ Additional:Private Beach, Beach, Boat Ramp, Boat Dock/Slip, Club House, Common Grounds, Meeting Room, Party Room, Picnic Area, Pier/Dock, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance
Sewer:Public Sewer
Parking Features:Circular Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,927
Taxes
$466
HOA
$10

Home Price

$550,000

Loan Details

30 yrs
7%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,927.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,927.33 $465.50 $10.00 $3,402.83
Yearly $35,127.97 $5,586.00 $120.00 $40,833.97
Total $1,053,839.15 $167,580.00 $3,600.00 $1,225,019.15
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS