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1292 Swan Dr , Annapolis, MD 21409
$795,000
Est. Payment: $4,231.32/mo
4 Bed
3 Bath
2240 Sqft
0.21 Acres
Status: pending | Days on site: 7
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House Description

Welcome to an exquisite blend of coastal elegance, timeless sophistication, and modern luxury in the sought-after, water-privileged community of Cape St. Claire! Beautifully renovated, this stunning 4-bedroom, 2.5-bath Colonial showcases designer-inspired finishes, inviting living spaces, and the effortless charm of a Pottery Barn-inspired retreat. Framed by protected woodlands with seasonal glimpses of the Magothy River, the setting feels wonderfully private yet connected to the waterfront lifestyle. Step inside to discover rich hardwood flooring, fresh paint, elegant crown molding, and a striking staircase with contrasting dark wood accents. Sun-filled interiors and a flowing floor plan create an atmosphere of understated luxury, equally suited to entertaining and everyday living. The crowning jewel is the spectacular gourmet kitchen, completely reimagined in 2025! Crisp white upper cabinetry beautifully complements rich navy lower cabinets, while luxurious countertops, an expansive statement island with seating and storage, designer pendant lighting, stylish tile backsplash, and refined hardware elevate every detail. A farmhouse-style apron-front sink, statement range hood, and upgraded stainless steel appliances make this chef-inspired space as functional as it is beautiful. The gourmet kitchen overlooks an inviting dining area, where a cozy gas fireplace provides a warm focal point. The adjoining family room enjoys views of the fireplace, while each space retains its own distinct character. Rich flooring, recessed lighting, and natural light create a cohesive, sophisticated aesthetic. An additional living room provides generous space to gather, while a versatile main-level room is perfect for a home office, playroom, or private retreat. A convenient laundry room with cabinetry adds everyday practicality. Upstairs, four inviting bedrooms offer comfort and flexibility. The serene owner's suite features a spacious walk-in closet and an updated ensuite bath with an oversized walk-in shower and elegant dual-sink vanity. Three additional bedrooms share a beautifully updated hall bath with dual vanities. Fresh paint, updated flooring, contemporary fixtures, and thoughtful improvements throughout reinforce the home's refined yet welcoming character. Outside, an enchanting backyard unfolds beneath mature trees and alongside protected woodlands. The expansive deck and screened porch invite alfresco dining, morning coffee, and peaceful evenings immersed in nature. A level lawn offers room to unwind and play, while a dedicated fire pit area sets the scene for memorable gatherings under the stars. A private path beginning near the backyard shed leads toward the community beach amenities, bringing the waterfront experience close to home. A two-car garage provides added convenience. Cape St. Claire is cherished for its water-privileged lifestyle, with community beaches, a marina, boat ramp, kayak launch, pier, waterfront pavilion, and boat slips, subject to community rules and availability. Enjoy days on the Magothy River and relaxed afternoons by the water. Conveniently located near downtown Annapolis, shopping, dining, recreation, and Anne Arundel Community College, with easy access to major commuter routes, Baltimore, Washington, D.C., and Fort Meade. An exceptional opportunity to enjoy a lavish 2025 gourmet kitchen, beautifully updated interiors, wooded privacy, and coveted coastal amenities. Sophisticated yet inviting, luxurious yet effortlessly livable—Cape St. Claire living at its finest! ***MULTIPLE OFFERS RECEIVED. FINAL AND BEST DEADLINE BY 10/15/26 @10AM.***

Highlights

Listed by Angela C Demattia , 2406876677 Berkshire Hathaway HomeServices PenFed Realty , 4106478000. Bright MLS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

10 Annually

Year Built

1989

County

Anne Arundel

Neighborhood

Cape St Claire

School District

Anne Arundel County Public Schools

Listing ID

MDAA2158078

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,Mantel(s),1 Fireplace
Floor:Carpet,Hardwood,Wood,Ceramic Tile
Above Ground Sq Ft:2240
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Backs to Trees,Front Yard,Landscaping,Premium,Private,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:R5
Roof:Asphalt,Architectural Shingle
Others:
  • ▪ Additional:Bump-outs, Extensive Hardscape, Exterior Lighting, Outbuilding(s), Secure Storage, Sidewalks, Excellent, Baseball Field, Beach, Boat Ramp, Common Grounds, Community Center, Jog/Walk Path, Picnic Area, Pool - Outdoor, Tot Lots/Playground, Water/Lake Privileges, Reserve Funds, Road Maintenance, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Circular Driveway,Garage Door Opener,Inside Access,Oversized,Garage - Front Entry,Additional Storage Area,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,231
Taxes
$528
HOA
$10

Home Price

$795,000

Loan Details

30 yrs
7%

Down Payment

20%
$159,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,231.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,231.32 $528.25 $10.00 $4,769.57
Yearly $50,775.89 $6,339.00 $120.00 $57,234.89
Total $1,523,276.59 $190,170.00 $3,600.00 $1,717,046.59
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS