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900 Blue Ridge Dr , Annapolis, MD 21409
$539,900
Est. Payment: $2,873.57/mo
3 Bed
3 Bath
2150 Sqft
0.32 Acres
Status: active under contract | Days on site: 5
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EXXP38 - 72824
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House Description

Welcome to this spacious 3-bedroom, 3-full-bath home in the sought-after, water-privileged community of Cape St. Claire! This home features a versatile layout with room to relax, entertain, and spread out. The newly remodeled kitchen is a true highlight, featuring granite counters, new flooring, and a full suite of 2023 appliances, including refrigerator, dishwasher, range, and cooktop. The main level also offers a formal dining room, a spacious living room anchored by a wood-burning fireplace, and three bedrooms, including a primary suite with a walk-in closet and full bath. Hardwood flooring adds warmth and character. The finished lower level adds even more flexibility with a generous family room, a bonus room ideal for a home office or exercise room, a full bath, laundry and utility rooms, and convenient access to the attached two-car garage. Outside, the large backyard offers plenty of space to enjoy the outdoors, and the corner lot with a horseshoe driveway provides additional parking for everyday living and entertaining. Life in Cape St. Claire means the water is part of your everyday routine. Bordered by both the Chesapeake Bay and the Magothy River, this community offers multiple beaches and parks, including the Main Beach at the mouth of the Magothy with sweeping views of the Bay, along with three neighborhood marinas with community boat slips, a boat ramp, and kayak racks. The community clubhouse hosts events and gatherings, and Cape traditions include the annual July 4th Celebration and Strawberry Festival. Cape St. Claire also has its own neighborhood shopping center, and both the elementary and high schools are located right in the community. Downtown Annapolis is just minutes away, with easy commuter access to Washington, D.C., Baltimore, and Fort Meade. Updates completed within the last 5 years include an updated HVAC system with all-new ductwork; updated electrical throughout; updated plumbing pipes and fixtures throughout; a complete basement renovation with an updated layout, raised ceilings, new flooring, lighting, electrical, and plumbing, a full bathroom, utility room, laundry room, and new windows and window wells (2023); an installed dehumidifier in the basement utility room; a reinforced attic truss system; a well pump upgraded to a continuous system; chimney repairs; an added upstairs bedroom complete with closet, electrical, and HVAC; new carpet in the bedrooms and on the basement stairs; new flooring in the back entryway and bedroom; extensive landscaping; and a built-in workbench and shelving in the garage. Additional system and appliance dates: heat pump and air conditioner updated in 2018, hot water heater (2026), kitchen appliances (2023), and washer and dryer (2021).

Highlights

Listed by Rachel Gontkovic , 4102716246 EXP Realty, LLC , 8888607369. Bright MLS

Property Type

Residential

Lot/Acreage
0.32

HOA Fee

20 Annually

Year Built

1960

County

Anne Arundel

Neighborhood

Cape St Claire

School District

Anne Arundel County Public Schools

Listing ID

MDAA2159812

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Water Conditioner - Owned, Washer, Refrigerator, Stove
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:1650
Below Ground Sq Ft:500
Basement:Connecting Stairway,Garage Access,Heated,Improved,Interior Access,Workshop
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Tub Shower, Breakfast Area, Carpet, Dining Area, Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Water Treat System, Wood Floors
Water:Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Not New Construction,Horse Property: No
Garage Capacity:7
Zoning:R5
Others:
  • ▪ Additional:Beach, Club House, Pier/Dock, Boat Dock/Slip, Marina/Marina Club, Picnic Area, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
Sewer:Public Sewer
Parking Features:Basement Garage,Built In,Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,874
Taxes
$470
HOA
$20

Home Price

$539,900

Loan Details

30 yrs
7%

Down Payment

20%
$107,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,873.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,873.57 $470.08 $20.00 $3,363.66
Yearly $34,482.89 $5,641.00 $240.00 $40,363.89
Total $1,034,486.83 $169,230.00 $7,200.00 $1,210,916.83
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS