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1045 Cedar Ridge Ct , Annapolis, MD 21403
$399,900
Est. Payment: $2,128.44/mo
3 Bed
3 Bath
1320 Sqft
0.04 Acres
Status: active | Days on site: 31
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ACAR1 - 65753
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House Description

COMPLETELY RENOVATED & MOVE-IN READY IN CEDAR RIDGE! After 30 years of thoughtful ownership and meticulous care, this beautifully updated 3-bedroom, 2½-bath townhouse is ready for its next chapter. The pride of ownership is evident throughout, with updates made over the years and the home continually improved and maintained. The improvements begin with replacement windows installed in 2000 and continue to today with a beautifully updated kitchen featuring newer cabinetry, countertops, and appliances. All three bathrooms have been updated, and the HVAC system and hot water heater have both been replaced within the past four years. One of the home's standout features is the incredible amount of storage. The current owner made exceptional use of The Container Store's organizing systems throughout the home, maximizing virtually every inch of available space. Even the full-size stacked washer and dryer provide additional room and functionality. One bedroom is currently being used as a home office and features a Murphy bed that easily accommodates overnight guests. Step through the kitchen's sliding glass door and you'll discover a completely private, fenced rear yard with a beautiful patio—perfect for grilling, entertaining, or simply enjoying your own outdoor space. The kitchen's location directly off the patio makes indoor/outdoor entertaining easy. And then there's Cedar Ridge! Enjoy the convenience of an HOA that takes care of the exterior maintenance, including the roof and siding, helping provide greater predictability for homeowners. The community also offers a swimming pool and Tot Lot. Best of all, you're within walking distance of Eastport and downtown Annapolis, with its wonderful restaurants, shops, waterfront, and everything that makes the Annapolis lifestyle so special. This is a home that has been lovingly cared for, thoughtfully updated, and designed for comfortable living. Truly move-in ready—just unpack and enjoy! Schedule your private showing today. This one won't last long!

Highlights

Listed by Kyriacos P. Papaleonti , 4109914465 Academy Realty Inc. , 4102639105. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

267 Monthly

Year Built

1974

County

Anne Arundel

Neighborhood

Cedar Ridge

School District

Anne Arundel County Public Schools

Listing ID

MDAA2157794

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1320
Other:
  • ▪ Additional:Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Country, Primary Bath(s), Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:2
Others:
  • ▪ Additional:Excellent, Common Grounds, Pool - Outdoor, Swimming Pool, Tot Lots/Playground, Common Area Maintenance, Ext Bldg Maint, Lawn Care Front, Management, Pool(s)
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,128
Taxes
$372
HOA
$267

Home Price

$399,900

Loan Details

30 yrs
7%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,128.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,128.44 $372.42 $267.00 $2,767.85
Yearly $25,541.23 $4,469.00 $3,204.00 $33,214.23
Total $766,236.87 $134,070.00 $96,120.00 $996,426.87
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS