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856 Boatswain Way , Annapolis, MD 21401
$570,000
Est. Payment: $3,033.78/mo
2 Bed
2 Bath
1810 Sqft
0.22 Acres
Status: pending | Days on site: 42
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FVRI2 - 23594
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House Description

SPECIAL FINANCING OPPORTUNITY – POTENTIAL SAVINGS OF APPROXIMATELY $700 PER MONTH DURING THE FIRST YEAR! Don't miss this opportunity to own 856 Boatswain Way in Annapolis, listed at $575,000, in the desirable Heritage Harbour 55+ community! SPECIAL 2/1 INTEREST RATE BUYDOWN OPPORTUNITY! Qualified buyers may be eligible for a financing credit of up to 2.5% of the purchase price ($14,375) toward eligible closing costs or an interest rate buydown through Brittany Bobbs of CrossCountry Mortgage. With a 2/1 interest rate buydown, buyers could potentially save approximately $700 per month during the first year, with additional monthly savings during the second year! That's approximately $8,400 in potential first-year payment savings! Imagine what you could do with those savings! WANT TO UPDATE THE HOME AND MAKE IT YOUR OWN? RENOVATION FINANCING IS ANOTHER OPTION! For buyers who envision updating the kitchen, renovating the bathrooms, installing new flooring, or making other improvements, a renovation loan may be an excellent alternative! Qualified buyers may be able to finance both the purchase price and eligible renovations into one mortgage, allowing them to create the home they've always wanted. This is a separate financing option from the advertised 2/1 interest rate buydown. Ask about available renovation loan programs and how they could help you transform this home to fit your personal style and needs! WELCOME TO HERITAGE HARBOUR! Nestled in a peaceful, private setting backing to mature trees, this lovely single-family home offers comfortable one-level living with wonderful potential. The spacious floor plan features a living room with a cozy gas fireplace, dining room, kitchen, family room, two bedrooms, two full bathrooms, and a versatile den or home office. An attached two-car garage adds everyday convenience. Step outside onto the deck and enjoy the tranquility of the wooded setting, perfect for relaxing, entertaining, or enjoying your morning coffee. With its desirable layout and beautiful surroundings, this home offers a fantastic opportunity to add your own personal touches and truly make it your own! ENJOY THE HERITAGE HARBOUR LIFESTYLE! This sought-after 55+ community offers an exceptional array of amenities and activities, including golf, tennis, pickleball, canoeing, kayaking, and so much more! Conveniently located in Annapolis with easy access to Baltimore, Washington, DC, and BWI Airport, this home combines a peaceful setting with an active, engaging lifestyle. TWO FINANCING PATHS TO EXPLORE! Take advantage of potential monthly savings through the special 2/1 interest rate buydown offered by Brittany Bobbs of CrossCountry Mortgage, OR explore a separate renovation loan to update and personalize this home to your taste! Schedule your private showing today and discover the possibilities at 856 Boatswain Way! Buyers are not required to use Brittany Bobbs of CrossCountry Mortgage to have an offer accepted; however, buyers must use Brittany Bobbs to qualify for the advertised lender credit associated with the 2/1 buydown opportunity. Renovation financing is a separate, independent financing option and is not part of Brittany Bobbs' advertised 2/1 buydown offer. All financing incentives and estimated savings are subject to buyer qualification, loan terms, program requirements, and lender approval.

Highlights

Listed by Susan H Greco , 4434919106 Boyle & Kahoe Real Estate , 4104491301. Bright MLS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

176 Monthly

Year Built

1987

County

Anne Arundel

Neighborhood

Heritage Harbour

School District

Anne Arundel County Public Schools

Listing ID

MDAA2157726

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Above Ground Sq Ft:1810
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Breakfast Area, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Window Treatments
Water:Public

Exterior Features

Lot:Backs - Open Common Area,Backs to Trees,Premium,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R2
Others:
  • ▪ Additional:Exercise Room, Jog/Walk Path, Party Room, Pool - Indoor, Pool - Outdoor, Putting Green, Recreational Center, Sauna, Security, Tennis Courts, Billiard Room, Boat Dock/Slip, Club House, Common Grounds, Golf Course Membership Available, Golf Course, Hot tub, Library, Pickleball Courts, Swimming Pool, Cable TV, Insurance, Management, Pool(s), Recreation Facility, Reserve Funds
Sewer:Public Sewer
Parking Features:Garage Door Opener,Attached Garage,Off Street,2+ Spaces,1+ Spaces
Principal Interest
$3,034
Taxes
$502
HOA
$176

Home Price

$570,000

Loan Details

30 yrs
7%

Down Payment

20%
$114,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,033.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,033.78 $502.17 $176.00 $3,711.95
Yearly $36,405.35 $6,026.00 $2,112.00 $44,543.35
Total $1,092,160.58 $180,780.00 $63,360.00 $1,336,300.58
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS