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278 Hillsmere Dr , Annapolis, MD 21403
$749,000
Est. Payment: $3,986.49/mo
4 Bed
3 Bath
2156 Sqft
0.29 Acres
Status: active | Days on site: 131
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CBRB43 - 108446
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House Description

Don't miss out on this great location. Looks can be deceiving. Must see inside to appreciate all this home has to offer. Sellers are highly motivated and flexible with a closing date. Details and features; -The kitchen used to be the carport -Upper cabinets in the kitchen are custom made -Luxury vinyl flooring in kitchen -Propane fireplace in living room/insert is only 2 years old -Propane gas for grill -2-100-gallon propane tanks/owned -Propane back up heat -Blown in insulation in attic area -Master bath gutted and updated 5 years ago -HVAC units in lower level and in barn/garage -Lower-level walk out to bar area and firepit -Full covered huge deck -Fully fenced back yard -Private access to Quiet Waters Park -Metal roof on barn/garage -Custom built doors on barn/garage This home is located in the highly desirable Hillsmere Shores community, offering a private beach, community pool, marina, and multiple launch areas for boats, kayaks, canoes, and paddleboards — the perfect setting for anyone who loves life on the water. The home features four spacious bedrooms and three full baths, all set within an open, airy floor plan designed to capture natural light and create an inviting sense of space. A generously sized kitchen serves as the heart of the home, offering abundant prep areas, modern appliances, and effortless flow into the main living spaces. The living room is anchored by a refined propane fireplace, adding warmth and ambiance throughout the seasons. The lower-level functions as an extension of the home, complete with a private bedroom and full bath—ideal for guests or multigenerational living. A sprawling great room provides endless possibilities for entertaining or relaxation, while a dedicated laundry space and two additional flex rooms offer versatility for a home gym, office, studio, or hobby space. Sitting on a generous lot, the property backs directly to Quiet Waters Park and includes a private path for easy access and all the park has to offer...hiking trails, a playground, dog park, outdoor summer concerts and several other fun events throughout the year. The fully fenced backyard is designed for entertaining, complete with a bar area and firepit for evenings outdoors. The detached garage/barn provides endless possibilities — workshop, studio, storage, or more. A massive, fully covered deck spans the back of the home, creating an ideal space for crab feasts, cookouts, or simply relaxing and enjoying the peaceful surroundings.

Highlights

Listed by Thomas J Eicher , 4102123383 Coldwell Banker Realty , 4102638686. Bright MLS

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

25 Annually

Year Built

1964

County

Anne Arundel

Neighborhood

Hillsmere Shores

School District

Anne Arundel County Public Schools

Listing ID

MDAA2149064

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Hardwood,Luxury Vinyl Tile,Partially Carpeted,Ceramic Tile
Above Ground Sq Ft:1506
Below Ground Sq Ft:650
Basement:Daylight,Full,Connecting Stairway,Heated,Outside Entrance,Partially Finished,Rear Entrance,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Water Treat System, Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Backs - Parkland,Backs to Trees,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:10
Zoning:R2
Roof:Shingle
Others:
  • ▪ Additional:Play Area, Private Beach, Very Good, Boat Dock/Slip, Boat Ramp, Picnic Area, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges, Snow Removal
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Additional Storage Area,Oversized,Detached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,986
Taxes
$450
HOA
$25

Home Price

$749,000

Loan Details

30 yrs
7%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,986.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,986.49 $449.75 $25.00 $4,461.24
Yearly $47,837.91 $5,397.00 $300.00 $53,534.91
Total $1,435,137.32 $161,910.00 $9,000.00 $1,606,047.32
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS