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113 Bay Dr , Annapolis, MD 21403
$2,795,000
Est. Payment: $14,876.16/mo
3 Bed
3 Bath
2286 Sqft
0.31 Acres
Status: active | Days on site: 51
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KRPB1 - 3024476
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House Description

Live authentically. The Chesapeake Bay is the view, the backdrop and the reason to linger. From the covered bluestone porch, the horizon opens across the Bay with uninterrupted sky and water. Morning coffee, an afternoon breeze through open doors, evenings around the fire—the water sets the pace. Extensively renovated inside and out since 2019, this charming craftsman styled gem in the sought-after Bay Ridge Community offers easy one-floor living and a natural connection to the outdoors. Windows and skylights, French doors and Phantom screens invite the sunshine and bay breeze inside. New Café Elite appliances, induction cooktop, and laundry. Freshly painted, craftsman style trim, molding and shiplap accents. Open floor plan with wide plank hickory flooring. Set on a generous .31 are lot, the flat, manicured backyard leaves plenty of room for games, children and pets. Low-maintenance Ipe deck and rear entry porch made for entertaining. Ample storage for water toys, paddle boards and bikes. Outdoor shower adding another practical touch to life by the water. Oversized parking pad for guests. Detached 2 car garage/studio, heated and cooled, skylight and separate personnel door offers flex space for home gym, office or guests. Functional updates include architectural shingle roofs, Pella windows, Hardie siding, hurricane French doors, blown attic insulation and generator hook- up. Then there is Bay Ridge itself—a walkable waterfront community with the quiet, unhurried character of a New England shore town. Tree lined streets, community beaches, deep water marina, pool and clubhouse are part of the fabric, while effortless biking connects the neighborhood to shoreline points along the South and Severn Rivers. A coveted pool bond conveys. Eastport, with its waterfront restaurants, marinas and distinctly maritime character, is close by, as are the Annapolis Maritime Museum & Park and Quiet Waters Park, with miles of trails and waterfront access. Historic downtown Annapolis, City Dock and the U.S. Naval Academy bring dining, shopping, sailing, history and the traditions of one of the country's most distinctive institutions at your doorstep. Zippy routes south to Washington, DC and Northern Virginia, north toward Baltimore, and across the Chesapeake Bay Bridge to Maryland’s Eastern Shore. BWI Airport and the Amtrak/MARC station are under 35 minutes away. Chesapeake Bay cottage lifestyle with the water in front of you, a community around you and the region within easy reach. Cultivate your existence. The art of uniting human and home.

Highlights

Listed by Elizabeth Atwood , 4104586471 Krauss Real Property Brokerage , 4103299898. Bright MLS

Property Type

Residential

Lot/Acreage
0.31

Year Built

1948

County

Anne Arundel

Neighborhood

None Available

School District

Anne Arundel County Public Schools

Listing ID

MDAA2156508

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer - Front Loading, Range Hood, Refrigerator, Washer - Front Loading, Water Conditioner - Owned, Water Heater
Air Cond:Central A/C,Wall Unit
Fireplaces:Wood,1 Fireplace
Floor:Ceramic Tile,Wood
Above Ground Sq Ft:2286
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Walk-In Shower, Bathroom - Tub Shower, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Water Treat System, Wood Floors, Skylight(s), Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Kitchen - Galley, Kitchen - Table Space
Water:Well

Exterior Features

Lot:Front Yard,Level,Rear Yard,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:6
Zoning:R2
Roof:Architectural Shingle,Metal
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Outside Shower
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$14,876
Taxes
$2,177

Home Price

$2,795,000

Loan Details

30 yrs
7%

Down Payment

20%
$559,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,876.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,876.16 $2,177.33 $0.00 $17,053.50
Yearly $178,513.97 $26,128.00 $0.00 $204,641.97
Total $5,355,418.97 $783,840.00 $0.00 $6,139,258.97
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS