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19 W Severn Ridge Rd , Annapolis, MD 21409
$979,900
Est. Payment: $5,215.44/mo
3 Bed
4 Bath
2460 Sqft
1.4 Acres
Status: active under contract | Days on site: 65
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GRYN1 - 3098203
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House Description

Price Improvement on this amazing 1.4 Acre property in Annapolis! VA ASSUMABLE LOAN to qualified VA Buyer!!! Welcome to your private Annapolis retreat near the Severn River and bring your boat! Situated on a rare generous 1.4-acre lot, this quintessential renovated Cape Cod offers the perfect blend of privacy, modern comfort, and convenience. Being just steps to the water and bikeable to Downtown Annapolis, this property is an ideal commuter's oasis. Step inside to discover an inviting, open floor plan designed for effortless living and entertaining. The heart of the home is a gourmet kitchen featuring a 10' quartz island with ample seating and storage, double convection wall ovens and 5-burner induction cooktop, making it ideal for any home chef. The gorgeous marble bathrooms, recently updated in 2025, have a deep soaker tub and generous walk-in shower with wide marble bench. With 2,460 finished square feet, this Insteon smart house provides plenty of room for everyone, including a versatile, partially finished walkout basement with the option for 2 additional bedrooms which offers endless possibilities. The rare expansive outdoor space is truly the highlight of this property. Whether you are looking for room for a sports field, space for gardening, or just want a private yard that backs to trees with a waterview, this property delivers. Bring your boat, to moor at your personal mooring buoy just outside Manresa Pond, or store with recreational vehicles—with parking for up to 26, hosting family and friends is never an issue. This unique, 6 parcel water-oriented neighborhood offers easy access to the Severn River, Route 50, DC, Baltimore, and all the amenities of Annapolis while maintaining a peaceful, secluded atmosphere. Don’t miss your chance to own this rare and expansive property in Annapolis.

Highlights

Listed by Tonia M Falkowski , 4435100383 Engel & Volkers Annapolis , 4432926767. Bright MLS

Property Type

Residential

Lot/Acreage
1.4

Year Built

1976

County

Anne Arundel

Neighborhood

None Available

School District

Anne Arundel County Public Schools

Listing ID

MDAA2154782

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Dryer - Front Loading, ENERGY STAR Clothes Washer, ENERGY STAR Refrigerator, Exhaust Fan, Oven - Wall, Refrigerator, Range Hood, Stainless Steel Appliances, Washer - Front Loading, Washer/Dryer Stacked, Water Conditioner - Owned, Water Heater - High-Efficiency, Built-In Range, Cooktop, Disposal, Energy Efficient Appliances, ENERGY STAR Dishwasher, ENERGY STAR Freezer, Humidifier, Icemaker, Oven - Double, Oven - Self Cleaning, Oven/Range - Electric, Water Heater
Air Cond:Central A/C,Ductless/Mini-Split,Ceiling Fan(s)
Fireplaces:Gas/Propane,Mantel(s),Stone,1 Fireplace
Floor:Hardwood,Marble
Above Ground Sq Ft:1920
Below Ground Sq Ft:540
Basement:Connecting Stairway,Heated,Partially Finished,Rear Entrance,Walkout Level,Outside Entrance,Full
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Walk-in Closet(s), Water Treat System, Wood Floors, Upgraded Countertops, Entry Level Bedroom, Dining Area, Combination Kitchen/Dining, Combination Dining/Living, Ceiling Fan(s)
Water:Private,Well

Exterior Features

Lot:Backs to Trees,Corner,Cleared,No Thru Street,Not In Development,Rear Yard,SideYard(s),Front Yard,Landscaping,Not New Construction,Horse Property: No
Garage Capacity:26
Zoning:Residential
Roof:Composite,Shingle
Others:
  • ▪ Additional:Boat Storage, Flood Lights, Very Good
Sewer:Private Septic Tank,Community Septic Tank
Parking Features:Asphalt Driveway,Crushed Stone,Private,Stone Driveway,Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,215
Taxes
$600

Home Price

$979,900

Loan Details

30 yrs
7%

Down Payment

20%
$195,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,215.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,215.44 $599.75 $0.00 $5,815.19
Yearly $62,585.27 $7,197.00 $0.00 $69,782.27
Total $1,877,558.16 $215,910.00 $0.00 $2,093,468.16
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS