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1245 Creek Dr , Annapolis, MD 21403
$680,000
Est. Payment: $3,619.25/mo
3 Bed
2 Bath
2051 Sqft
0.28 Acres
Status: pending | Days on site: 23
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COMPS15 - 35263
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Nestled in the charming Oyster Harbor community, this delightful Cape Cod-style home offers a perfect blend of comfort and modern living. With three spacious bedrooms and two full baths, including a luxurious soaking tub and a walk-in shower, this residence is designed for relaxation. The open floor plan seamlessly connects the kitchen-boasting stainless steel appliances and an inviting island-to the cozy living area, complete with a gas fireplace for those chilly evenings. Step outside to enjoy the serene surroundings, with Oyster Creek and the community beach and pier just a short stroll away, perfect for nature lovers. The expansive deck overlooking the headwaters of Oyster Creek and the front patio provide an ideal space for outdoor gatherings. The community is enriched by playgrounds, water access and nearby parks, ensuring a vibrant lifestyle. With a generous driveway accommodating up to five vehicles, this home is ready to welcome you. Experience the warmth and charm of Oyster Harbor-your new sanctuary awaits!
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Highlights

Listed by Jennifer K Melvin , 4432232771 Compass , 4104297425. Bright MLS

Property Type

Residential
Lot/Acreage
0.28

Year Built

1997

County

Anne Arundel

 Neighborhood

Oyster Harbor

 School District

Anne Arundel County Public Schools

Listing ID

MDAA2158606

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Above Ground Sq Ft:2051
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Water Treat System, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Personal Watercraft (PWC),Private Access,Private Beach,Not New Construction,Horse Property: No
Garage Capacity:5
Zoning:R2
Others:
  • ▪ Additional:Private Beach
Sewer:Public Sewer
Parking Features:Gravel Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,619
Taxes
$438

Home Price

$680,000

Loan Details

30 yrs
7%

Down Payment

20%
$136,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,619.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,619.25 $437.83 $0.00 $4,057.08
Yearly $43,430.95 $5,254.00 $0.00 $48,684.95
Total $1,302,928.41 $157,620.00 $0.00 $1,460,548.41
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS