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3280 Arundel On The Bay Rd , Annapolis, MD 21403
$750,000
Est. Payment: $4,118.32/mo
5 Bed
5 Bath
3144 Sqft
0.4 Acres
Status: active | Days on site: 99
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KWR55 - 3100493
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House Description

2.625% Assumable FHA loan! Significant Price Improvement! Priced to sell, incredible value and opportunity. Excellent Condition. Welcome to this beautifully maintained custom built Tudor Style home in this small coastal community. NO HOA!! Pride of ownership shows! With a primary suite on the main level and another primary suite on the upper level, this home is perfect for Multi-Generational Living and Accessibility! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 large bedroom with a full bath and walk-in shower; and the lower level has another full bath and several areas to make additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The home is filled with natural light and scenic views throughout. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The lush backyard is fully fenced in and ready for entertaining and evening dinners on the updated trex deck! The lot next to the home is a county preserved wooded lot that offers privacy and attracts wildlife. Oyster Harbor offers the best of Coastal Maryland living—just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. The home has been well cared for and maintained; only two owners since it was built! Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, professionally cleaned, professionally landscaped, backyard drainage system...and more! Sellers are MOTIVATED and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. Don't miss this great opportunity! Schedule your showing today.

Highlights

Listed by Deanna L Marshall , 3013562307 The KW Collective , 4435741600. Bright MLS

Property Type

Residential

Lot/Acreage
0.4

Year Built

1994

County

Anne Arundel

Neighborhood

Oyster Harbor

School District

Anne Arundel County Public Schools

Listing ID

MDAA2152934

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Built-In Microwave, Refrigerator, Stainless Steel Appliances, Stove, Washer, Washer - Front Loading, Dryer - Front Loading
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Luxury Vinyl Plank,Partially Carpeted
Above Ground Sq Ft:2040
Below Ground Sq Ft:1104
Basement:Daylight,Partial,Fully Finished,Interior Access,Rear Entrance,Space For Rooms,Walkout Stairs,Water Proofing System,Sump Pump,Drainage System,Heated,Outside Entrance,Windows
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Walk-in Closet(s), Window Treatments, Breakfast Area, Primary Bath(s), Recessed Lighting
Water:Well

Exterior Features

Lot:Front Yard,Open,Rear Yard,Cleared,Corner,Landscaping,Level,No Thru Street,Private,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:8
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Gutter System, Excellent
Sewer:Public Sewer
Parking Features:Concrete Driveway,Additional Storage Area,Garage - Front Entry,Garage - Rear Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,118
Taxes
$597

Home Price

$750,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$150,000
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Monthly Price:
$4,118.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,118.32 $597.33 $0.00 $4,715.65
Yearly $49,419.84 $7,168.00 $0.00 $56,587.84
Total $1,482,595.10 $215,040.00 $0.00 $1,697,635.10
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS