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3349 Arundel On The Bay Rd , Annapolis, MD 21403
$670,000
Est. Payment: $3,679.03/mo
4 Bed
3 Bath
2004 Sqft
0.24 Acres
Status: active | Days on site: 15
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GRYN1 - 3091321,3091238
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House Description

Welcome to your turn-key coastal retreat in the highly sought-after water-privilege community of Oyster Harbor! Situated on a rare double lot, this beautiful 4-bedroom, 3-full-bath home offers the perfect blend of modern updates and outdoor flexibility. The main level shines with refinished hardwood floors, a freshly painted interior, and a bright, open-concept kitchen, living, and dining area. Step through the glass doors onto the elevated wrap-around deck—an entertainer's dream perfect for catching cool breezes off the Chesapeake Bay. Retreat to the private primary suite addition, featuring a cozy stone fireplace, dual closets, with a private bath. The fully finished lower level boasts brand-new wall-to-wall carpet, a spacious family room, a full bath, a fourth bedroom, den, and ample storage space. Outside, the expansive double lot provides endless possibilities for a garage, boat storage, or custom gardens. Enjoy premier community amenities including a private beach, playground, and boat slips. Don't miss this incredible opportunity to live the Coastal Annapolis Lifestyle!

Highlights

Listed by Parker D Jones , 4109800110 and Steven Knopf , 4439955805 Engel & Volkers Annapolis , 4432926767. Bright MLS

Property Type

Residential

Lot/Acreage
0.24

Year Built

1971

County

Anne Arundel

Neighborhood

Oyster Harbor

School District

Anne Arundel County Public Schools

Listing ID

MDAA2159438

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Washer, Water Conditioner - Owned
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Mantel(s),2 Fireplaces
Floor:Hardwood,Carpet,Ceramic Tile
Above Ground Sq Ft:1224
Below Ground Sq Ft:780
Basement:Connecting Stairway,Daylight,Partial,Full,Improved,Windows
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Kitchen - Country, Combination Dining/Living, Upgraded Countertops, Crown Moldings, Primary Bath(s), Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Level,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:9
Zoning:R2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Secure Storage, Gutter System, Bump-outs, Private Beach, Excellent
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Crushed Stone,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,679
Taxes
$661

Home Price

$670,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$134,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,679.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,679.03 $660.58 $0.00 $4,339.62
Yearly $44,148.39 $7,927.00 $0.00 $52,075.39
Total $1,324,451.62 $237,810.00 $0.00 $1,562,261.62
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS