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2704 Summerview Way Unit 304 , Annapolis, MD 21401
$399,900
Est. Payment: $2,128.44/mo
2 Bed
3 Bath
1934 Sqft
Status: active | Days on site: 24
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House Description

OPEN HOUSE | Sunday 11/1 from 1pm-3pm. Welcome to a loft-like living experience in the charming community of Riva Trace. Where soaring cathedral ceilings, beautiful architectural details, and stunning red oak hardwood floors create a home full of warmth and character. Perched on the top floor, this light-filled, two-level residence enjoys southern exposure, an airy, loft-like design, and a wonderful sense of openness throughout. The main level offers an effortless flow between living and dining spaces, with a sunroom-inspired nook perfect for a reading retreat or home office. The adjoining kitchen features stainless steel appliances, a farmhouse sink, breakfast peninsula, a brand-new stove, and a dishwasher replaced in 2023. The spacious primary suite feels like a retreat of its own, featuring an additional sitting area ideal for lounging, working, or exercising, with direct access to a private deck overlooking the beautifully landscaped grounds below. A peaceful setting to enjoy your morning coffee or unwind at the end of the day. A generous walk-in closet and ensuite bath with soaking tub, separate walk-in shower, and double vanity complete the space. A convenient powder room is also located on the main level. Upstairs, the loft space offers exceptional flexibility as a second living area, creative space, home gym, or playroom, complete with a built-in wet bar and newer luxury vinyl plank flooring. The second bedroom features a wall-to-wall closet and access to a full bath with double vanity, creating a comfortable second-suite feel. A dedicated laundry closet adds everyday convenience. Thoughtful storage throughout the home, along with an additional storage unit on the main level of the building, provides plenty of room to tuck things away. Beyond the home, Riva Trace offers a wonderful connection to nature and the outdoors. Enjoy scenic walking paths and wooded fitness trails, tennis and pickleball courts, basketball courts, a playground, and inviting picnic areas. The community's waterfront setting includes a private pier with floating dock on Gingerville Creek, kayak and canoe storage, and access to the water for paddling and exploring. Beautifully maintained grounds and a peaceful, established setting make it easy to enjoy the outdoors just steps from home. With its distinctive architecture, versatile living spaces, and inviting warmth, this top-floor residence offers a refreshing take on condominium living. Enjoy the ease of a low-maintenance lifestyle without sacrificing space or character, all surrounded by the natural beauty and welcoming atmosphere of Riva Trace.

Highlights

Listed by Tracy Showalter , 2672664944 Deep Roots Real Estate , 4439676687. Bright MLS

Property Type

Condo

HOA Fee

930 Annually

Year Built

1989

County

Anne Arundel

Neighborhood

Riva Trace

School District

Anne Arundel County Public Schools

Listing ID

MDAA2159744

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer, Dishwasher, Microwave, Refrigerator, Stove
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:1934
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Walk-in Closet(s), Wet/Dry Bar, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R2
Others:
  • ▪ Additional:Stone Retaining Walls, Street Lights, Sidewalks, Good, Basketball Courts, Common Grounds, Jog/Walk Path, Custodial Services Maintenance, Ext Bldg Maint, Insurance, Management, Reserve Funds, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Free,Off Street,Parking Lot

Open House

Upcoming Open Houses
Sunday 10:30 am - 12:00 pm Nov 15
Principal Interest
$2,128
Taxes
$361
HOA
$930

Home Price

$399,900

Loan Details

30 yrs
7%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,128.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,128.44 $361.00 $930.00 $3,419.44
Yearly $25,541.23 $4,332.00 $11,160.00 $41,033.23
Total $766,236.87 $129,960.00 $334,800.00 $1,230,996.87
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS